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Educators","link":"/education","type":"title"},{"name":"Support KQED","link":"/support","type":"title"},{"name":"About","link":"/about","type":"title"},{"name":"Help Center","link":"https://kqed-helpcenter.kqed.org/s","type":"title"}]}]},"pagesReducer":{},"postsReducer":{"stream_live":{"type":"live","id":"stream_live","audioUrl":"https://streams.kqed.org/kqedradio","title":"Live Stream","excerpt":"Live Stream information currently unavailable.","link":"/radio","featImg":"","label":{"name":"KQED Live","link":"/"}},"stream_kqedNewscast":{"type":"posts","id":"stream_kqedNewscast","audioUrl":"https://www.kqed.org/.stream/anon/radio/RDnews/newscast.mp3?_=1","title":"KQED Newscast","featImg":"","label":{"name":"88.5 FM","link":"/"}},"news_11985069":{"type":"posts","id":"news_11985069","meta":{"index":"posts_1591205157","site":"news","id":"11985069","score":null,"sort":[1715022015000]},"guestAuthors":[],"slug":"who-owns-the-apartment-next-door-california-agency-says-it-will-take-millions-to-find-out","title":"Who Owns the Apartment Next Door? California Agency Says it Will Take Millions to Find Out","publishDate":1715022015,"format":"standard","headTitle":"Who Owns the Apartment Next Door? California Agency Says it Will Take Millions to Find Out | KQED","labelTerm":{"term":18481,"site":"news"},"content":"\u003cp>Who is the flesh-and-blood landlord with a city-spanning portfolio of apartments concealed behind an obscurely named limited liability company? Who is the proprietor of a local restaurant, hotel or regional car wash chain shrouded beneath a corporate veil?\u003c/p>\n\u003cp>Who actually owns what in California?\u003c/p>\n\u003cp>For three years, a coalition of anti-eviction advocates, unions, legal aid organizations, affordable housing boosters, workers rights groups and pro-transparency activists have been demanding that the state make it easier to answer those questions.\u003c/p>\n\u003cp>And for three years, those efforts have failed in the Legislature.\u003c/p>\n\u003cp>Supporters of this year’s version, \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb1201?slug=CA_202320240SB1201\">Senate Bill 1201,\u003c/a> authored by \u003ca href=\"https://digitaldemocracy.calmatters.org/legislators/maria-elena-durazo-165445\">Sen. María Elena Durazo\u003c/a>, a Los Angeles Democrat, now worry that their fourth effort will soon meet a similar fate.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Businesses operating in California must regularly submit documents to the Secretary of State that list the company’s name and address, along with those of its top managers and anyone responsible for receiving legal filings on the company’s behalf. That information is publicly available on the \u003ca href=\"https://bizfileonline.sos.ca.gov/search/business\">Secretary of State’s website\u003c/a>.\u003c/p>\n\u003cp>Durazo’s bill would add an additional disclosure requirement: The names and home or business addresses of “beneficial owners” — defined as anyone who “exercises substantial control” or owns at least 25% of a company.\u003c/p>\n\u003cp>[aside postID=\"news_11983000,news_11945744,news_11984610\" label=\"Related Stories\"]As Durazo \u003ca href=\"https://digitaldemocracy.calmatters.org/hearings/257789?t=1504&f=9894c3d5281deb91c62d4cf1b0cd7321\">explained at a recent Senate committee hearing\u003c/a>, the bill is “simply adding one line on the forms that anybody fills out…It’s not asking for any more.”\u003c/p>\n\u003cp>Yet last week, the Senate Appropriations Committee, tasked with putting a fiscal price tag on pending legislation, said implementing the bill would cost the state $9.3 million in its first year and nearly $3 million every year after that. The majority of those ongoing expenses would go toward paying the estimated 24 state employees that Secretary of State analysts say are needed to make the bill work. That would represent \u003ca href=\"https://admin.cdn.sos.ca.gov/reports/2024/bus-filing-processing-time-report-march-2024.pdf\">roughly 10% of the agency’s workforce \u003c/a>that now processes business filings.\u003c/p>\n\u003cp>Though $9 million is \u003ca href=\"https://calmatters.org/politics/capitol/2024/04/budget-deficit-california-deal/\">couch cushion change by California budgetary standards\u003c/a>, the bill’s supporters say the number mystifies them. For a 2020 bill requiring the Secretary of State to \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB3075\">add a different question to the same form\u003c/a>, the fiscal estimate was a mere $561,000 in the first year and $79,000 thereafter.\u003c/p>\n\u003cp>“This is an example of a good governance bill that will fail because of bad governance,” said Jyotswaroop Bawa with the progressive nonprofit Rise Economy, which is sponsoring the bill. “By not collecting beneficial owner information, the Secretary of State’s office is allowing chaos to continue with impunity.”\u003c/p>\n\u003cp>Bawa and other supporters of the bill say publishing ownership information will make it easier for tenants, workers and regulators to track down scofflaw landlords and other business owners.\u003c/p>\n\u003cp>Opponents of the bill, which include state and local landlord groups, the California Association of Realtors and the California Chamber of Commerce, argue that it is already easy enough to contact a business and that disclosing the identities of individual owners would violate their privacy and enable harassment.\u003c/p>\n\u003ch3>The Secretary of State’s office refused to break down sky-high estimate\u003c/h3>\n\u003cp>Once a bill receives a big cost estimate, it’s put in a list known\u003ca href=\"https://calmatters.org/politics/2017/09/capitol-suspense-california-bills-vanish-almost-without-trace/\"> as the “suspense file.”\u003c/a> Then, in marathon sessions held twice a year, the Assembly and Senate appropriations committees rapidly tick through every bill on that list, passing some along and killing others without debate or a public vote. The first legislative culling of the year is set for mid-May.\u003c/p>\n\u003cp>With its seven-digit cost estimate, Bawa said she worries SB 1201 will be the latest victim of “death by price tag,” especially when the state is \u003ca href=\"https://calmatters.org/politics/capitol/2024/04/budget-deficit-california-deal/\">facing a multibillion-dollar deficit\u003c/a>. And it wouldn’t be the first time this idea has died a quiet procedural death.\u003c/p>\n\u003cp>In 2021, a bill that would have required companies to unveil their human owners when filing business records with the state \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202120220AB1199\">didn’t get a hearing\u003c/a>. A \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billVotesClient.xhtml?bill_id=202120220AB889\">revived attempt\u003c/a> the next year failed in the Senate after a majority on a key committee \u003ca href=\"https://calmatters.org/digital-democracy/2024/04/california-democrats-no-votes/\">declined to cast a vote “yes” or “no” but simply abstained\u003c/a>. Last year, a third try succumbed to the suspense file after the bill was dinged with a $9 million cost estimate from the Secretary of State’s office.\u003c/p>\n\u003cp>In coming up with this year’s figure, the Senate \u003ca href=\"https://calmatters.org/wp-content/uploads/2024/05/202320240SB1201_Senate-Appropriations.pdf\">committee’s fiscal analysis\u003c/a> said it got the estimates from the Secretary of State. Itemized totals include $3 million in “IT project costs” and more than $2 million in “mailing costs.”\u003c/p>\n\u003cp>The Secretary of State’s office refused to answer specific questions from CalMatters about the bill’s cost estimate but instead responded by email with an unsigned statement.\u003c/p>\n\u003cp>“The Office of the Secretary of State continues to be involved in deliberations and ongoing discussions with legislative staff related to SB 1201. In furtherance of this process, we must respectfully decline to publicly comment on the substantive or fiscal issues associated with the bill at this early point in the legislative process,” the statement said.\u003c/p>\n\u003cp>While the office “did not provide context” for its fiscal breakdown, the committee analysis says, the Secretary of State expressed more detailed concerns over last year’s version of the bill. Back then, the office warned that investigating and verifying the ownership information through a modified form would be costly.\u003c/p>\n\u003cp>The bill, as currently written, does not require the Secretary of State to perform that due diligence, which led an earlier Senate committee to \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billAnalysisClient.xhtml?bill_id=202320240SB1201#\">raise concerns about the bill’s effectiveness.\u003c/a>\u003c/p>\n\u003ch3>‘We could do it for $200’\u003c/h3>\n\u003cp>Corporations and limited liability companies exist in part to ensure that investors in a company aren’t held directly legally responsible for the things that that company does or doesn’t do. If a company maintains unsafe conditions at a rental property, a tenant can sue the company itself, seeking damages from the corporate treasury but not from the business owner’s personal checking account.\u003c/p>\n\u003cp>Publicizing an owner’s name and address, then, doesn’t serve an obvious legal purpose, said Debra Carlton, a spokesperson for the California Apartment Association. Landlords can always be reached through the property management companies they employ. Lawsuits can always be served to a company’s \u003ca href=\"https://www.sos.ca.gov/business-programs/business-entities/service-process\">listed representative.\u003c/a>\u003c/p>\n\u003cp>“The point of the corporate veil is that you go after the corporation’s assets” in a lawsuit, said Carlton, but it doesn’t prevent landlords from getting sued. “You see lawsuits every day being brought against the industry.”\u003c/p>\n\u003cp>Matthew Silver, a lawyer who represents cities and counties in substandard housing cases, agreed that Durazo’s bill isn’t likely to make his work easier going after negligent landlords. It’s often quicker to serve court papers to a corporation or LLC than “an individual slumlord” who doesn’t have a paper trail or web presence, he said.\u003c/p>\n\u003cp>“There’s a path that leads you from the corporate name to the people who actually own it, ultimately, and we will find them and hold them responsible,” he said.\u003c/p>\n\u003cp>But there are times when it’s crucial to track down a human business owner quickly, long before matters end up at court, said Larry Brooks, who runs the residential lead prevention program for Alameda County.\u003c/p>\n\u003cp>He remembers a case in 2022 when twin toddlers were found living in an old apartment with flaking paint. Lead levels in their blood were so high the children were immediately hospitalized. The twins’ parents, undocumented immigrants, initially refused to put Brooks and his team in touch with the building’s property management company, fearing eviction or deportation, he said.\u003c/p>\n\u003cp>So Brooks began hunting on his own. He turned first to the county assessor’s office to find the property owner’s name, then plugged that name into the Secretary of State’s database. The corporate documents there only listed a street address. Brooks struggled to connect that address with a phone number or email address.\u003c/p>\n\u003cp>Finally, a county nurse persuaded the twins’ mother to share the phone number of a Sacramento-based property management company. That company put Brooks in touch with the owner, a corporation in Texas, he said. The entire process took two weeks.\u003c/p>\n\u003cp>“I wish that there were some state or federal law that required every corporate landlord to have a local contact,” said Brooks, who has also advised Human Impact Partners, a public health nonprofit that supports Durazo’s bill. “In a situation like with the twins, where the blood lead levels were so high they were life-threatening, and the kids had to be rushed to the hospital, you want to be able to call somebody immediately.”\u003c/p>\n\u003cp>Brooks said he couldn’t share additional information about the children or the landlord, citing medical privacy laws and pending litigation. CalMatters was unable to verify the details of the story independently.\u003c/p>\n\u003cp>Making it easier to find the name and address of a business owner would provide a treasure trove of data for tenant rights organizations, housing researchers and \u003ca href=\"https://www.latimes.com/opinion/story/2021-02-24/rental-housing-shell-companies-landlords\">investigative reporters\u003c/a>.\u003c/p>\n\u003cp>But it would also be a boon for would-be harassers and activists, said Carlton. “I can’t figure out what their true purpose is,” she said of the bill’s sponsors. “They want to shame people publicly, maybe.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>But Carlton was also puzzled by the $9 million cost estimate: “I almost felt like saying, ‘We could do it,’” she said. “We could do it for $200.”\u003c/p>\n\n","blocks":[],"excerpt":"A legislative effort to force LLCs and corporations to publicly disclose their owners publicly faces a surprising obstacle: A massive cost estimate from the Secretary of State.","status":"publish","parent":0,"modified":1715026267,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":37,"wordCount":1673},"headData":{"title":"Who Owns the Apartment Next Door? California Agency Says it Will Take Millions to Find Out | KQED","description":"A legislative effort to force LLCs and corporations to publicly disclose their owners publicly faces a surprising obstacle: A massive cost estimate from the Secretary of State.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"Who Owns the Apartment Next Door? California Agency Says it Will Take Millions to Find Out","datePublished":"2024-05-06T19:00:15.000Z","dateModified":"2024-05-06T20:11:07.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"sticky":false,"nprByline":"Ben Christopher, CalMatters","nprStoryId":"kqed-11985069","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11985069/who-owns-the-apartment-next-door-california-agency-says-it-will-take-millions-to-find-out","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Who is the flesh-and-blood landlord with a city-spanning portfolio of apartments concealed behind an obscurely named limited liability company? Who is the proprietor of a local restaurant, hotel or regional car wash chain shrouded beneath a corporate veil?\u003c/p>\n\u003cp>Who actually owns what in California?\u003c/p>\n\u003cp>For three years, a coalition of anti-eviction advocates, unions, legal aid organizations, affordable housing boosters, workers rights groups and pro-transparency activists have been demanding that the state make it easier to answer those questions.\u003c/p>\n\u003cp>And for three years, those efforts have failed in the Legislature.\u003c/p>\n\u003cp>Supporters of this year’s version, \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb1201?slug=CA_202320240SB1201\">Senate Bill 1201,\u003c/a> authored by \u003ca href=\"https://digitaldemocracy.calmatters.org/legislators/maria-elena-durazo-165445\">Sen. María Elena Durazo\u003c/a>, a Los Angeles Democrat, now worry that their fourth effort will soon meet a similar fate.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Businesses operating in California must regularly submit documents to the Secretary of State that list the company’s name and address, along with those of its top managers and anyone responsible for receiving legal filings on the company’s behalf. That information is publicly available on the \u003ca href=\"https://bizfileonline.sos.ca.gov/search/business\">Secretary of State’s website\u003c/a>.\u003c/p>\n\u003cp>Durazo’s bill would add an additional disclosure requirement: The names and home or business addresses of “beneficial owners” — defined as anyone who “exercises substantial control” or owns at least 25% of a company.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11983000,news_11945744,news_11984610","label":"Related Stories "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>As Durazo \u003ca href=\"https://digitaldemocracy.calmatters.org/hearings/257789?t=1504&f=9894c3d5281deb91c62d4cf1b0cd7321\">explained at a recent Senate committee hearing\u003c/a>, the bill is “simply adding one line on the forms that anybody fills out…It’s not asking for any more.”\u003c/p>\n\u003cp>Yet last week, the Senate Appropriations Committee, tasked with putting a fiscal price tag on pending legislation, said implementing the bill would cost the state $9.3 million in its first year and nearly $3 million every year after that. The majority of those ongoing expenses would go toward paying the estimated 24 state employees that Secretary of State analysts say are needed to make the bill work. That would represent \u003ca href=\"https://admin.cdn.sos.ca.gov/reports/2024/bus-filing-processing-time-report-march-2024.pdf\">roughly 10% of the agency’s workforce \u003c/a>that now processes business filings.\u003c/p>\n\u003cp>Though $9 million is \u003ca href=\"https://calmatters.org/politics/capitol/2024/04/budget-deficit-california-deal/\">couch cushion change by California budgetary standards\u003c/a>, the bill’s supporters say the number mystifies them. For a 2020 bill requiring the Secretary of State to \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=201920200AB3075\">add a different question to the same form\u003c/a>, the fiscal estimate was a mere $561,000 in the first year and $79,000 thereafter.\u003c/p>\n\u003cp>“This is an example of a good governance bill that will fail because of bad governance,” said Jyotswaroop Bawa with the progressive nonprofit Rise Economy, which is sponsoring the bill. “By not collecting beneficial owner information, the Secretary of State’s office is allowing chaos to continue with impunity.”\u003c/p>\n\u003cp>Bawa and other supporters of the bill say publishing ownership information will make it easier for tenants, workers and regulators to track down scofflaw landlords and other business owners.\u003c/p>\n\u003cp>Opponents of the bill, which include state and local landlord groups, the California Association of Realtors and the California Chamber of Commerce, argue that it is already easy enough to contact a business and that disclosing the identities of individual owners would violate their privacy and enable harassment.\u003c/p>\n\u003ch3>The Secretary of State’s office refused to break down sky-high estimate\u003c/h3>\n\u003cp>Once a bill receives a big cost estimate, it’s put in a list known\u003ca href=\"https://calmatters.org/politics/2017/09/capitol-suspense-california-bills-vanish-almost-without-trace/\"> as the “suspense file.”\u003c/a> Then, in marathon sessions held twice a year, the Assembly and Senate appropriations committees rapidly tick through every bill on that list, passing some along and killing others without debate or a public vote. The first legislative culling of the year is set for mid-May.\u003c/p>\n\u003cp>With its seven-digit cost estimate, Bawa said she worries SB 1201 will be the latest victim of “death by price tag,” especially when the state is \u003ca href=\"https://calmatters.org/politics/capitol/2024/04/budget-deficit-california-deal/\">facing a multibillion-dollar deficit\u003c/a>. And it wouldn’t be the first time this idea has died a quiet procedural death.\u003c/p>\n\u003cp>In 2021, a bill that would have required companies to unveil their human owners when filing business records with the state \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billTextClient.xhtml?bill_id=202120220AB1199\">didn’t get a hearing\u003c/a>. A \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billVotesClient.xhtml?bill_id=202120220AB889\">revived attempt\u003c/a> the next year failed in the Senate after a majority on a key committee \u003ca href=\"https://calmatters.org/digital-democracy/2024/04/california-democrats-no-votes/\">declined to cast a vote “yes” or “no” but simply abstained\u003c/a>. Last year, a third try succumbed to the suspense file after the bill was dinged with a $9 million cost estimate from the Secretary of State’s office.\u003c/p>\n\u003cp>In coming up with this year’s figure, the Senate \u003ca href=\"https://calmatters.org/wp-content/uploads/2024/05/202320240SB1201_Senate-Appropriations.pdf\">committee’s fiscal analysis\u003c/a> said it got the estimates from the Secretary of State. Itemized totals include $3 million in “IT project costs” and more than $2 million in “mailing costs.”\u003c/p>\n\u003cp>The Secretary of State’s office refused to answer specific questions from CalMatters about the bill’s cost estimate but instead responded by email with an unsigned statement.\u003c/p>\n\u003cp>“The Office of the Secretary of State continues to be involved in deliberations and ongoing discussions with legislative staff related to SB 1201. In furtherance of this process, we must respectfully decline to publicly comment on the substantive or fiscal issues associated with the bill at this early point in the legislative process,” the statement said.\u003c/p>\n\u003cp>While the office “did not provide context” for its fiscal breakdown, the committee analysis says, the Secretary of State expressed more detailed concerns over last year’s version of the bill. Back then, the office warned that investigating and verifying the ownership information through a modified form would be costly.\u003c/p>\n\u003cp>The bill, as currently written, does not require the Secretary of State to perform that due diligence, which led an earlier Senate committee to \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billAnalysisClient.xhtml?bill_id=202320240SB1201#\">raise concerns about the bill’s effectiveness.\u003c/a>\u003c/p>\n\u003ch3>‘We could do it for $200’\u003c/h3>\n\u003cp>Corporations and limited liability companies exist in part to ensure that investors in a company aren’t held directly legally responsible for the things that that company does or doesn’t do. If a company maintains unsafe conditions at a rental property, a tenant can sue the company itself, seeking damages from the corporate treasury but not from the business owner’s personal checking account.\u003c/p>\n\u003cp>Publicizing an owner’s name and address, then, doesn’t serve an obvious legal purpose, said Debra Carlton, a spokesperson for the California Apartment Association. Landlords can always be reached through the property management companies they employ. Lawsuits can always be served to a company’s \u003ca href=\"https://www.sos.ca.gov/business-programs/business-entities/service-process\">listed representative.\u003c/a>\u003c/p>\n\u003cp>“The point of the corporate veil is that you go after the corporation’s assets” in a lawsuit, said Carlton, but it doesn’t prevent landlords from getting sued. “You see lawsuits every day being brought against the industry.”\u003c/p>\n\u003cp>Matthew Silver, a lawyer who represents cities and counties in substandard housing cases, agreed that Durazo’s bill isn’t likely to make his work easier going after negligent landlords. It’s often quicker to serve court papers to a corporation or LLC than “an individual slumlord” who doesn’t have a paper trail or web presence, he said.\u003c/p>\n\u003cp>“There’s a path that leads you from the corporate name to the people who actually own it, ultimately, and we will find them and hold them responsible,” he said.\u003c/p>\n\u003cp>But there are times when it’s crucial to track down a human business owner quickly, long before matters end up at court, said Larry Brooks, who runs the residential lead prevention program for Alameda County.\u003c/p>\n\u003cp>He remembers a case in 2022 when twin toddlers were found living in an old apartment with flaking paint. Lead levels in their blood were so high the children were immediately hospitalized. The twins’ parents, undocumented immigrants, initially refused to put Brooks and his team in touch with the building’s property management company, fearing eviction or deportation, he said.\u003c/p>\n\u003cp>So Brooks began hunting on his own. He turned first to the county assessor’s office to find the property owner’s name, then plugged that name into the Secretary of State’s database. The corporate documents there only listed a street address. Brooks struggled to connect that address with a phone number or email address.\u003c/p>\n\u003cp>Finally, a county nurse persuaded the twins’ mother to share the phone number of a Sacramento-based property management company. That company put Brooks in touch with the owner, a corporation in Texas, he said. The entire process took two weeks.\u003c/p>\n\u003cp>“I wish that there were some state or federal law that required every corporate landlord to have a local contact,” said Brooks, who has also advised Human Impact Partners, a public health nonprofit that supports Durazo’s bill. “In a situation like with the twins, where the blood lead levels were so high they were life-threatening, and the kids had to be rushed to the hospital, you want to be able to call somebody immediately.”\u003c/p>\n\u003cp>Brooks said he couldn’t share additional information about the children or the landlord, citing medical privacy laws and pending litigation. CalMatters was unable to verify the details of the story independently.\u003c/p>\n\u003cp>Making it easier to find the name and address of a business owner would provide a treasure trove of data for tenant rights organizations, housing researchers and \u003ca href=\"https://www.latimes.com/opinion/story/2021-02-24/rental-housing-shell-companies-landlords\">investigative reporters\u003c/a>.\u003c/p>\n\u003cp>But it would also be a boon for would-be harassers and activists, said Carlton. “I can’t figure out what their true purpose is,” she said of the bill’s sponsors. “They want to shame people publicly, maybe.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>But Carlton was also puzzled by the $9 million cost estimate: “I almost felt like saying, ‘We could do it,’” she said. “We could do it for $200.”\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11985069/who-owns-the-apartment-next-door-california-agency-says-it-will-take-millions-to-find-out","authors":["byline_news_11985069"],"categories":["news_6266","news_8"],"tags":["news_28458","news_1775","news_1852"],"affiliates":["news_18481"],"featImg":"news_11985077","label":"news_18481"},"news_11985022":{"type":"posts","id":"news_11985022","meta":{"index":"posts_1591205157","site":"news","id":"11985022","score":null,"sort":[1714820449000]},"guestAuthors":[],"slug":"california-voters-to-decide-on-adding-financial-literacy-course-to-high-school-curriculum","title":"Should Kids Learn Financial Literacy in School? California Voters May Decide","publishDate":1714820449,"format":"standard","headTitle":"Should Kids Learn Financial Literacy in School? California Voters May Decide | KQED","labelTerm":{},"content":"\u003cp>School curriculum is usually the purview of education experts, but this fall, it could be decided by California voters, who will vote on adding a new requirement for high school students: a one-semester class in managing personal finances.\u003c/p>\n\u003cp>California’s Secretary of State is poised to certify that the \u003ca href=\"https://www.financialed4ca.com/_files/ugd/ddc900_30f9026dbbfc41da84354dffd0155870.pdf\">California Personal Finance Act\u003c/a> is eligible for the November ballot, which would add financial literacy to the list of high school graduation requirements beginning with the class of 2030.\u003c/p>\n\u003cp>Students would learn about paying for college, online banking, taxes, budgeting, credit, retirement accounts, loans, how the stock market works and other topics. The issue is critical, organizers said, as students face a shifting economy and difficult decisions about college, careers and their futures.\u003c/p>\n\u003cp>“No one comes out of the womb knowing how to manage their credit score. It has to be taught,” said Tim Ranzetta, co-founder of a \u003ca href=\"https://www.ngpf.org/\">personal finance education nonprofit\u003c/a> and a chief backer of the initiative. “And right now, there’s a dramatic gap between what students know and what they need to know. We have to change that.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Voters seem to agree with him. A 2022 \u003ca href=\"https://www.nefe.org/news/2022/04/financial-education-mandates.aspx\">survey\u003c/a> of adults nationwide showed that nearly 90% support a financial literacy requirement in high school, and nearly as many wished they had taken such a course when they were students.\u003c/p>\n\u003cp>That’s not surprising, considering the financial woes many people incur. The average \u003ca href=\"https://www.lendingtree.com/credit-cards/credit-card-debt-statistics/\">credit card debt in California\u003c/a> is $8,366, the sixth-highest rate in the country, and 1 in 6 borrowers nationwide are \u003ca href=\"https://www.newamerica.org/education-policy/edcentral/millions-spend-years-in-student-loan-default/#:~:text=Almost%207%20million%20people%2C%20about,270%20days'%20worth%20of%20payments.\">in default on their student loans\u003c/a>.\u003c/p>\n\u003ch2>Financial literacy already in classrooms\u003c/h2>\n\u003cp>However, some education experts have pushed back, not because they’re opposed to financial literacy for students but because they question whether voters are best equipped to dictate what’s taught in classrooms.\u003c/p>\n\u003cp>Currently, the state’s History-Social Studies framework includes a \u003ca href=\"https://www.cde.ca.gov/ci/hs/cf/documents/hssfwchapter18.pdf\">one-semester course in economics\u003c/a>, required for graduation, that covers much of the same material proposed by the financial literacy ballot initiative proponents. Financial literacy is also included in the first, second and ninth grade curriculum. First graders, for example, learn that money can be exchanged for goods and services, and people decide how to spend their money.\u003c/p>\n\u003cp>However, Ranzetta said the curriculum, last updated in 2017, doesn’t focus enough on financial literacy. Personal finance is covered for only a few weeks in the economics course; the rest covers more abstract economic concepts like international trade, resource allocation and the benefits and drawbacks of capitalism. Individual teachers can choose how much they want to focus on certain topics.\u003c/p>\n\u003cp>State Superintendent Tony Thurmond wouldn’t answer questions about the ballot initiative, although he endorsed it. Linda Darling-Hammond, president of the State Board of Education, also wouldn’t answer questions.\u003c/p>\n\u003ch2>Leaving curriculum decisions to voters is ‘a bad idea’\u003c/h2>\n\u003cp>The proposed ballot initiative so far has almost zero opposition, but some are questioning the idea of letting voters — and not education experts — decide what students learn in the classroom. Ordinarily, the curriculum in California is developed by a group of teachers and subject-matter professionals who serve on the \u003ca href=\"https://www.cde.ca.gov/be/cc/cd/\">Instructional Quality Commission\u003c/a>, which meets publicly six times a year. A new curriculum is subject to multiple reviews, edits and public vetting, ultimately going before the \u003ca href=\"https://www.cde.ca.gov/be/\">State Board of Education\u003c/a> for adoption. Local school boards can adjust the curriculum according to the needs of their students.\u003c/p>\n\u003cp>“Most voters don’t know much about education policy, and having them decide what can be taught in schools is a bad idea,” said Morgan Polikoff, an education professor at the University of Southern California. “We already have a process in place for adopting curriculum, and if people are unhappy with it, there are plenty of avenues to have their voices heard — they can go to meetings, they can vote people out of office, they can talk to their representatives.”\u003c/p>\n\u003cp>Polikoff worries that adopting curriculum through ballot initiatives could set a dangerous precedent. Religious or anti-LGBTQ curriculum, for example, could be approved by voters, setting up costly and lengthy legal showdowns with the state Department of Education.\u003c/p>\n\u003cp>Curriculum can be complicated, as well. When writing new curricula, the Instructional Quality Commission looks at the broader context, ensuring students get new material every year that builds on what they learned previously, subjects don’t overlap and topics are flexible enough for teachers to adapt lessons to the individual needs of their students. Textbooks and tests are also taken into consideration.\u003c/p>\n\u003ch2>Legislature weighs in\u003c/h2>\n\u003cp>Most curriculum updates and changes originate with the commission, but sometimes the Legislature weighs in. The state’s new \u003ca href=\"https://calmatters.org/education/k-12-education/2021/10/ethnic-studies-requirement/\">ethnic studies\u003c/a> and \u003ca href=\"https://calmatters.org/education/k-12-education/2023/11/fake-news-california-school/\">media literacy\u003c/a> requirements, for example, stemmed from Assembly bills. Another bill, \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2097?slug=CA_202320240AB2097\">AB 2097\u003c/a>, would add computer science as a graduation requirement.\u003c/p>\n\u003cp>\u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2927?slug=CA_202320240AB2927\">AB 2927\u003c/a>, a financial literacy bill proposed by Democrat \u003ca href=\"https://digitaldemocracy.calmatters.org/legislators/kevin-mccarty-22\">Kevin McCarty\u003c/a> of Sacramento, would actually do almost the same thing as the ballot initiative. The bill would require financial literacy as a graduation requirement, although it would go into effect until 2031, a year later than the ballot measure.\u003c/p>\n\u003cp>Bruce Fuller, an education professor at UC Berkeley, said he worries about the increasing politicization of curriculum — either from the Legislature or those pushing for ballot initiatives.\u003c/p>\n\u003cp>“We have these political interests unabashedly trying to control what’s taught in the classroom instead of leaving it up to teachers and locally elected school boards,” Fuller said. “We should trust those folks to devise a thoughtful curriculum that’s appropriate for their students.”\u003c/p>\n\u003cp>He also questioned the ever-growing list of graduation requirements. High schools only offer six or seven class periods a day, and with more required classes, there’s less room for art and other electives. Some districts have started adding an extra period so students can fit in all the classes they need to take to graduate, \u003ca href=\"https://calmatters.org/education/k-12-education/2024/04/career-pathways/\">finish a career pathway\u003c/a> and qualify for California’s public universities.[aside postID=news_11984551 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/240423-SAT-III-MD-06-KQED-1020x680.jpg']“I’m not sure how adding more required classes is going to motivate restless teenagers,” Fuller said. “With more requirements, we’re giving them almost no chance to study things they’re actually interested in.”\u003c/p>\n\u003cp>McCarty’s bill is not the Legislature’s first attempt to wade into financial literacy. A dozen bills requiring financial literacy have died or been vetoed in recent years, in most cases because the financial literacy curriculum already exists and the state already has a system for adopting the curriculum.\u003c/p>\n\u003cp>As Gov. Jerry Brown wrote in 2018 when he \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=201720180AB858\">vetoed a bill\u003c/a> that would have made financial literacy materials available to teachers: “This bill is unnecessary. The History-Social Science Framework already contains financial literacy content for pupils in kindergarten through grade 12, as well as a financial literacy elective.”\u003c/p>\n\u003cp>Ranzetta said the Legislature’s inability to pass a financial literacy curriculum spurred him to take the matter directly to voters.\u003c/p>\n\u003cp>“I recognize the value of the process, but it’s slow, and so far, it hasn’t worked in California,” he said. “The issue is too urgent and too popular to wait any longer.”\u003c/p>\n\u003cp>Ranzetta grew up in New Jersey, where his father was a banker, and his mother was a community volunteer who raised six children. He learned financial literacy from his parents and assumed other young people did, too. It wasn’t until he started volunteering at an East Palo Alto high school that he realized many students are clueless about money and that ignorance can hamper them throughout their lives. But they were eager to learn, he said, and share the information with their parents.\u003c/p>\n\u003cp>That experience inspired him to start NextGen Personal Finance, which offers free financial literacy curriculum and training for teachers. At least 7,000 teachers in California and more than 100,000 nationwide have participated, he said.\u003c/p>\n\u003ch2>A class that demystifies money\u003c/h2>\n\u003cp>At Berkeley High School, Crystal Rigley Janis teaches two economics classes and three personal finance classes. Her classes cover topics she wishes she had known as a young person, such as negotiating a salary, not relying on gut instinct when investing, and avoiding individual stocks in favor of index funds.\u003c/p>\n\u003cp>“It took me 15 years to understand those things, and it probably cost me millions of dollars,” said Rigley, who worked for several years at a wealth management firm before going into teaching. “I don’t want other people to make the mistakes I did.”\u003c/p>\n\u003cfigure id=\"attachment_11985029\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11985029\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Students walk in the main entrance of Berkeley High School in Berkeley on May 1, 2024. \u003ccite>(Laure Andrillon/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Eliza Maier, a senior, was so inspired by Rigley’s class that she opened a Roth IRA when she turned 18 and transferred money from her low-interest savings account. The class, she said, helped demystify money and its role in major life choices.\u003c/p>\n\u003cp>“We learned that money isn’t good or bad — it’s a tool,” Maier said. “It can help you realize your goals. It can help you be prepared for whatever happens in your life. I didn’t know anything about money when I started taking this class, but I think it’s so important, especially for high school students.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"California's Secretary of State is poised to certify the California Personal Finance Act for November’s ballot, which would add financial literacy to high school graduation requirements beginning with the class of 2030.","status":"publish","parent":0,"modified":1714780996,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":31,"wordCount":1626},"headData":{"title":"Should Kids Learn Financial Literacy in School? California Voters May Decide | KQED","description":"California's Secretary of State is poised to certify the California Personal Finance Act for November’s ballot, which would add financial literacy to high school graduation requirements beginning with the class of 2030.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"Should Kids Learn Financial Literacy in School? California Voters May Decide","datePublished":"2024-05-04T11:00:49.000Z","dateModified":"2024-05-04T00:03:16.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"source":"CalMatters","sourceUrl":"https://calmatters.org/","sticky":false,"nprByline":"Carolyn Jones, CalMatters","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11985022/california-voters-to-decide-on-adding-financial-literacy-course-to-high-school-curriculum","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>School curriculum is usually the purview of education experts, but this fall, it could be decided by California voters, who will vote on adding a new requirement for high school students: a one-semester class in managing personal finances.\u003c/p>\n\u003cp>California’s Secretary of State is poised to certify that the \u003ca href=\"https://www.financialed4ca.com/_files/ugd/ddc900_30f9026dbbfc41da84354dffd0155870.pdf\">California Personal Finance Act\u003c/a> is eligible for the November ballot, which would add financial literacy to the list of high school graduation requirements beginning with the class of 2030.\u003c/p>\n\u003cp>Students would learn about paying for college, online banking, taxes, budgeting, credit, retirement accounts, loans, how the stock market works and other topics. The issue is critical, organizers said, as students face a shifting economy and difficult decisions about college, careers and their futures.\u003c/p>\n\u003cp>“No one comes out of the womb knowing how to manage their credit score. It has to be taught,” said Tim Ranzetta, co-founder of a \u003ca href=\"https://www.ngpf.org/\">personal finance education nonprofit\u003c/a> and a chief backer of the initiative. “And right now, there’s a dramatic gap between what students know and what they need to know. We have to change that.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Voters seem to agree with him. A 2022 \u003ca href=\"https://www.nefe.org/news/2022/04/financial-education-mandates.aspx\">survey\u003c/a> of adults nationwide showed that nearly 90% support a financial literacy requirement in high school, and nearly as many wished they had taken such a course when they were students.\u003c/p>\n\u003cp>That’s not surprising, considering the financial woes many people incur. The average \u003ca href=\"https://www.lendingtree.com/credit-cards/credit-card-debt-statistics/\">credit card debt in California\u003c/a> is $8,366, the sixth-highest rate in the country, and 1 in 6 borrowers nationwide are \u003ca href=\"https://www.newamerica.org/education-policy/edcentral/millions-spend-years-in-student-loan-default/#:~:text=Almost%207%20million%20people%2C%20about,270%20days'%20worth%20of%20payments.\">in default on their student loans\u003c/a>.\u003c/p>\n\u003ch2>Financial literacy already in classrooms\u003c/h2>\n\u003cp>However, some education experts have pushed back, not because they’re opposed to financial literacy for students but because they question whether voters are best equipped to dictate what’s taught in classrooms.\u003c/p>\n\u003cp>Currently, the state’s History-Social Studies framework includes a \u003ca href=\"https://www.cde.ca.gov/ci/hs/cf/documents/hssfwchapter18.pdf\">one-semester course in economics\u003c/a>, required for graduation, that covers much of the same material proposed by the financial literacy ballot initiative proponents. Financial literacy is also included in the first, second and ninth grade curriculum. First graders, for example, learn that money can be exchanged for goods and services, and people decide how to spend their money.\u003c/p>\n\u003cp>However, Ranzetta said the curriculum, last updated in 2017, doesn’t focus enough on financial literacy. Personal finance is covered for only a few weeks in the economics course; the rest covers more abstract economic concepts like international trade, resource allocation and the benefits and drawbacks of capitalism. Individual teachers can choose how much they want to focus on certain topics.\u003c/p>\n\u003cp>State Superintendent Tony Thurmond wouldn’t answer questions about the ballot initiative, although he endorsed it. Linda Darling-Hammond, president of the State Board of Education, also wouldn’t answer questions.\u003c/p>\n\u003ch2>Leaving curriculum decisions to voters is ‘a bad idea’\u003c/h2>\n\u003cp>The proposed ballot initiative so far has almost zero opposition, but some are questioning the idea of letting voters — and not education experts — decide what students learn in the classroom. Ordinarily, the curriculum in California is developed by a group of teachers and subject-matter professionals who serve on the \u003ca href=\"https://www.cde.ca.gov/be/cc/cd/\">Instructional Quality Commission\u003c/a>, which meets publicly six times a year. A new curriculum is subject to multiple reviews, edits and public vetting, ultimately going before the \u003ca href=\"https://www.cde.ca.gov/be/\">State Board of Education\u003c/a> for adoption. Local school boards can adjust the curriculum according to the needs of their students.\u003c/p>\n\u003cp>“Most voters don’t know much about education policy, and having them decide what can be taught in schools is a bad idea,” said Morgan Polikoff, an education professor at the University of Southern California. “We already have a process in place for adopting curriculum, and if people are unhappy with it, there are plenty of avenues to have their voices heard — they can go to meetings, they can vote people out of office, they can talk to their representatives.”\u003c/p>\n\u003cp>Polikoff worries that adopting curriculum through ballot initiatives could set a dangerous precedent. Religious or anti-LGBTQ curriculum, for example, could be approved by voters, setting up costly and lengthy legal showdowns with the state Department of Education.\u003c/p>\n\u003cp>Curriculum can be complicated, as well. When writing new curricula, the Instructional Quality Commission looks at the broader context, ensuring students get new material every year that builds on what they learned previously, subjects don’t overlap and topics are flexible enough for teachers to adapt lessons to the individual needs of their students. Textbooks and tests are also taken into consideration.\u003c/p>\n\u003ch2>Legislature weighs in\u003c/h2>\n\u003cp>Most curriculum updates and changes originate with the commission, but sometimes the Legislature weighs in. The state’s new \u003ca href=\"https://calmatters.org/education/k-12-education/2021/10/ethnic-studies-requirement/\">ethnic studies\u003c/a> and \u003ca href=\"https://calmatters.org/education/k-12-education/2023/11/fake-news-california-school/\">media literacy\u003c/a> requirements, for example, stemmed from Assembly bills. Another bill, \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2097?slug=CA_202320240AB2097\">AB 2097\u003c/a>, would add computer science as a graduation requirement.\u003c/p>\n\u003cp>\u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2927?slug=CA_202320240AB2927\">AB 2927\u003c/a>, a financial literacy bill proposed by Democrat \u003ca href=\"https://digitaldemocracy.calmatters.org/legislators/kevin-mccarty-22\">Kevin McCarty\u003c/a> of Sacramento, would actually do almost the same thing as the ballot initiative. The bill would require financial literacy as a graduation requirement, although it would go into effect until 2031, a year later than the ballot measure.\u003c/p>\n\u003cp>Bruce Fuller, an education professor at UC Berkeley, said he worries about the increasing politicization of curriculum — either from the Legislature or those pushing for ballot initiatives.\u003c/p>\n\u003cp>“We have these political interests unabashedly trying to control what’s taught in the classroom instead of leaving it up to teachers and locally elected school boards,” Fuller said. “We should trust those folks to devise a thoughtful curriculum that’s appropriate for their students.”\u003c/p>\n\u003cp>He also questioned the ever-growing list of graduation requirements. High schools only offer six or seven class periods a day, and with more required classes, there’s less room for art and other electives. Some districts have started adding an extra period so students can fit in all the classes they need to take to graduate, \u003ca href=\"https://calmatters.org/education/k-12-education/2024/04/career-pathways/\">finish a career pathway\u003c/a> and qualify for California’s public universities.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11984551","hero":"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/240423-SAT-III-MD-06-KQED-1020x680.jpg","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>“I’m not sure how adding more required classes is going to motivate restless teenagers,” Fuller said. “With more requirements, we’re giving them almost no chance to study things they’re actually interested in.”\u003c/p>\n\u003cp>McCarty’s bill is not the Legislature’s first attempt to wade into financial literacy. A dozen bills requiring financial literacy have died or been vetoed in recent years, in most cases because the financial literacy curriculum already exists and the state already has a system for adopting the curriculum.\u003c/p>\n\u003cp>As Gov. Jerry Brown wrote in 2018 when he \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=201720180AB858\">vetoed a bill\u003c/a> that would have made financial literacy materials available to teachers: “This bill is unnecessary. The History-Social Science Framework already contains financial literacy content for pupils in kindergarten through grade 12, as well as a financial literacy elective.”\u003c/p>\n\u003cp>Ranzetta said the Legislature’s inability to pass a financial literacy curriculum spurred him to take the matter directly to voters.\u003c/p>\n\u003cp>“I recognize the value of the process, but it’s slow, and so far, it hasn’t worked in California,” he said. “The issue is too urgent and too popular to wait any longer.”\u003c/p>\n\u003cp>Ranzetta grew up in New Jersey, where his father was a banker, and his mother was a community volunteer who raised six children. He learned financial literacy from his parents and assumed other young people did, too. It wasn’t until he started volunteering at an East Palo Alto high school that he realized many students are clueless about money and that ignorance can hamper them throughout their lives. But they were eager to learn, he said, and share the information with their parents.\u003c/p>\n\u003cp>That experience inspired him to start NextGen Personal Finance, which offers free financial literacy curriculum and training for teachers. At least 7,000 teachers in California and more than 100,000 nationwide have participated, he said.\u003c/p>\n\u003ch2>A class that demystifies money\u003c/h2>\n\u003cp>At Berkeley High School, Crystal Rigley Janis teaches two economics classes and three personal finance classes. Her classes cover topics she wishes she had known as a young person, such as negotiating a salary, not relying on gut instinct when investing, and avoiding individual stocks in favor of index funds.\u003c/p>\n\u003cp>“It took me 15 years to understand those things, and it probably cost me millions of dollars,” said Rigley, who worked for several years at a wealth management firm before going into teaching. “I don’t want other people to make the mistakes I did.”\u003c/p>\n\u003cfigure id=\"attachment_11985029\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11985029\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMFinance02-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">Students walk in the main entrance of Berkeley High School in Berkeley on May 1, 2024. \u003ccite>(Laure Andrillon/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Eliza Maier, a senior, was so inspired by Rigley’s class that she opened a Roth IRA when she turned 18 and transferred money from her low-interest savings account. The class, she said, helped demystify money and its role in major life choices.\u003c/p>\n\u003cp>“We learned that money isn’t good or bad — it’s a tool,” Maier said. “It can help you realize your goals. It can help you be prepared for whatever happens in your life. I didn’t know anything about money when I started taking this class, but I think it’s so important, especially for high school students.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11985022/california-voters-to-decide-on-adding-financial-literacy-course-to-high-school-curriculum","authors":["byline_news_11985022"],"categories":["news_18540","news_8"],"tags":["news_18538","news_20013","news_2619"],"affiliates":["news_18481"],"featImg":"news_11985024","label":"source_news_11985022"},"news_11984762":{"type":"posts","id":"news_11984762","meta":{"index":"posts_1591205157","site":"news","id":"11984762","score":null,"sort":[1714676445000]},"guestAuthors":[],"slug":"ucs-campus-safety-plan-under-fire-as-violence-breaks-out-at-ucla-protest","title":"UC’s President had a Plan to De-Escalate Protests. How did a Night of Violence Happen at UCLA?","publishDate":1714676445,"format":"standard","headTitle":"UC’s President had a Plan to De-Escalate Protests. How did a Night of Violence Happen at UCLA? | KQED","labelTerm":{"term":18481,"site":"news"},"content":"\u003cp>Before dawn on Wednesday, police demolished a pro-Palestinian encampment at UCLA — using flash bangs, firing projectiles at protesters and arresting those who refused to leave. It was in stark contrast to the scene overnight Tuesday when counterprotesters had torn at barricades, thrown fireworks, and beat and pepper sprayed the protesters — and no law enforcement officers intervened or made any arrests.\u003c/p>\n\u003cp>The reason for such a mixed response from law enforcement is haphazard adherence to UC President Michael Drake’s \u003ca href=\"https://www.ucop.edu/uc-operations/systemwide-community-safety/policies-and-guidance/community-safety-plan/uc-community-safety-plan.pdf\">2021 UC Campus Safety Plan\u003c/a>.\u003c/p>\n\u003cp>Encampments at a growing number of universities across the state and nation are sparking battles between students’ free speech and campus policies against trespassing and obstructing operations. For the University of California system, the encampments at five campuses have been a test of newly implemented campus policing reforms meant to address systemic racism post-2020.\u003c/p>\n\u003cp>Drake’s safety plan states: “The University will reinforce existing guidelines that minimize police presence at protests, follow de-escalation methods in the event of violence and seek non-urgent mutual aid first from UC campuses before calling outside law enforcement agencies.”\u003c/p>\n\u003cp>The plan was designed to deter potential violence — and reduce a police role in campus protests. But now, people are questioning why law enforcement did not break up any of the physical assaults or otherwise intervene as violence escalated at the Los Angeles campus on Tuesday. According to a statement Drake released on Tuesday, there were at least 15 injuries and one hospitalization.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>And now some are questioning the university’s decision to forcibly dismantle the protesters’ encampment this morning when they had been peaceful.\u003c/p>\n\u003cp>The UC president has ordered a review of UCLA’s “mutual aid response,” and UCLA Chancellor Gene Block has promised to “dismantle (the encampment) at the appropriate time.”\u003c/p>\n\u003cp>[aside postID=\"news_11984645,news_11984403,news_11984094\" label=\"Related Stories\"]“My office has requested a detailed accounting from the campus about what transpired in the early morning hours today,” Drake said on Tuesday. “But some confusion remains. Therefore, we are also ordering an independent external review of both UCLA’s planning and actions, and the effectiveness of the mutual aid response.”\u003c/p>\n\u003cp>UC lecturers were quick to call for Block’s resignation on Wednesday, citing the mismanagement of police and security response to the overnight violence. He had already planned to step down on July 31.\u003c/p>\n\u003cp>“Chancellor Block has refused to meet with protesters to discuss their interests; instead, he has created an environment that has escalated tensions and failed to take meaningful action to prevent the violence that occurred last night,” the UC lecturers’ statement read.\u003c/p>\n\u003cp>Counterprotesters had set off fireworks around 10:30 p.m. Tuesday and later, armed with pepper and bear spray, physically attacked those residing in the pro-Palestinian encampment. During this time, university-hired, unarmed security guards and campus public safety aides watched the scene but did not stop the attacks. By about 1:30 a.m., Los Angeles Police and the California Highway Patrol arrived after the chancellor called them to assist security guards and UC police. The officers did not break up the violence. Instead, they advanced a line every few minutes to push the counterprotesters out of the area. Some of the counterprotesters who remained, however, continued their assaults.\u003c/p>\n\u003cp>At about 4 a.m. Wednesday, a small group of student journalists for the Daily Bruin, including Christopher Buchanan, a student fellow for the CalMatters College Journalism Network, were confronted by a group of counterprotesters who began berating them. They targeted the staff’s news editor, calling her names, and blocked the journalists’ route to the Daily Bruin office. One shined a strobe light into Buchanan’s face while others attacked him as he fell to the ground.\u003c/p>\n\u003cp>“After I was struck and debilitated, I was surrounded by four to seven counterprotesters who proceeded to punch and kick my head and torso for thirty seconds to a minute,” Buchanan said. “I didn’t sustain any internal injuries, but I was badly bruised on the body and face.”\u003c/p>\n\u003cp>Buchanan said this all happened within earshot of CHP officials, who did nothing to intervene.\u003c/p>\n\u003cp>Students and government officials decried UCLA’s response to the counterprotesters’ attack. UCLA refused to provide interviews or answer questions about their policing response.\u003c/p>\n\u003cp>California Assemblymember Rick Chavez Zbur, a Democrat whose district includes UCLA, issued a statement condemning the violence against pro-Palestinian protesters.\u003c/p>\n\u003cp>“The horrific acts of violence against UCLA students and demonstrators that occurred on campus last night are abhorrent and have no place in Los Angeles or in our democracy,” Zbur said Wednesday. “No matter how strongly one may disagree with or be offended by the anti-Israel demonstrators’ messages, tactics, or goals, violence is never acceptable and those responsible must be held accountable.”\u003c/p>\n\u003cp>In the past few days, UC Irvine and UCLA declared their campus encampment protests illegal and in violation of the state education code against non-UC use of university property. Many pro-Palestinian student advocates see this position as an attempt to disrupt their advocacy.\u003c/p>\n\u003cp>In responding to the encampments, the UC, unlike some universities, had avoided an aggressive law enforcement response. The UC Campus Safety plan, however, has not been uniformly followed at each campus.\u003c/p>\n\u003cp>UC Irvine appeared to ignore the campus safety plan. When an encampment was erected on April 29, the university immediately called in the UC police department, the Orange County Sheriff’s Department, and the police forces of Irvine, Costa Mesa and Newport. Officers in riot gear barricaded the encampment entrance.\u003c/p>\n\u003cp>UC Irvine spokesperson Tom Vasich described the decision to involve five law enforcement departments as “a standard response” for situations where the campus needs support while simultaneously describing the protest as a “very peaceful environment.” He attributed the police response to potential trespassing violations from people not affiliated with the university.\u003c/p>\n\u003cp>“This isn’t a free speech issue, this is a trespassing issue,” Vasich said.\u003c/p>\n\u003cp>Sara, a UC Irvine student studying psychological sciences who only gave her first name in fear of retaliation for participating in the protest, said that at around 9 a.m. on Monday, law enforcement prevented students from entering the encampment and giving protesters water.\u003c/p>\n\u003cp>Despite police pushback, she said students and bystanders later created barricades around their encampment, allowing students to enter the area and receive supplies. “The students here all know the risks,” Sara said. “But regardless, they stood their ground and will continue to stand their ground until our demands are met.”\u003c/p>\n\u003cp>UC Irvine Chancellor Howard Gillman said in a \u003ca href=\"https://chancellor.uci.edu/communications/campus/2024/240429-campus-activity-update.php\">Monday night statement,\u003c/a> “We support the right of our community to protest,” but they hope protesters “do not insist on staying in a space that violates the law.” Gillman promised to work with students to find a different location “that is appropriate and non-disruptive.”\u003c/p>\n\u003ch3 id=\"h-how-the-uc-plan-is-supposed-to-ensure-safety\" class=\"wp-block-heading\">How the UC plan is supposed to ensure safety\u003c/h3>\n\u003cp>The UC Campus Safety Plan is being put to the test amid heightened tensions between pro-Palestinian groups calling for a ceasefire in Gaza and for the UC to financially divest from companies with ties to Israel and pro-Israel groups counterprotesting and calling the actions of those in the encampments anti-semitic.\u003c/p>\n\u003cfigure id=\"attachment_11984780\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984780\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20.jpg\" alt='A red and white sign two people hold says \"Our Demands 1. END THE SILENCE 2. FINANCIAL DIVESTMENT 3. ACADEMIC BOYCOTT 4. STOP THE REPRESSION\"' width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">A sign with students’ demands at the “Free Palestine Camp” outside of Sproul Hall at UC Berkeley on April 23, 2024. \u003ccite>(Manuel Orbegozo/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The UC Office of the President released a statement on April 26 rejecting demands for divestment.\u003c/p>\n\u003cp>“The University of California has consistently opposed calls for boycotts against and divestment from Israel,” the statement said. “While the University affirms the right of our community members to express diverse viewpoints, a boycott of this sort impinges on the academic freedom of our students and faculty and the unfettered exchange of ideas on our campuses.”\u003c/p>\n\u003cp>President Drake’s office refused multiple requests from CalMatters to answer questions about UC’s response to campus encampment protests.\u003c/p>\n\u003cp>The UC’s policing reforms came after the system faced several high-profile instances of excessive force in response to student advocacy on campuses. In 2011, the Occupy Wall Street \u003ca href=\"https://www.theguardian.com/us-news/2016/apr/14/university-of-california-davis-paid-consultants-2011-protests\">protests\u003c/a> at UC Davis drew international attention when peaceful activists were pepper sprayed by the university’s police department. In the end, students won a $1 million settlement from UC Davis.\u003c/p>\n\u003cp>In 2020, racial justice organizations and Black student unions at the UC’s nine undergraduate campuses led protests over the police custody murder of George Floyd and cast a light on other Black Americans killed by law enforcement officers.\u003c/p>\n\u003cfigure id=\"attachment_11984779\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984779\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07.jpg\" alt=\"Two multicolored signs are hung outside an academic building on a campus with tents in front of the steps.\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Students participate in the “Free Palestine Camp” demonstration outside of Sproul Hall at UC Berkeley on April 23, 2024. \u003ccite>(Manuel Orbegozo/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Their activism elevated negative experiences that some students of color reported with campus police. Students and employees demonstrated against racial profiling and a lack of police transparency. Some pushed for reforms; others called for abolishing police on university campuses.\u003c/p>\n\u003cp>The 2021 safety plan instituted data dashboards, police advisory boards, mental health responders and professional accreditation for individual police departments. According to the UC’s director of community safety, Jody Stiger, all 10 campuses are expected to put the plan into action — with the final, delayed step being professional accreditation for campus law enforcement agencies — by the end of this year.\u003c/p>\n\u003cp>The UC Cops Off Campus Coalition, composed of UC students and faculty, has criticized the safety plan for not acknowledging the structural biases of police forces and only increasing the scope of policing power.\u003c/p>\n\u003cp>UC Riverside Black Studies professor and faculty coalition member Dylan Rodríguez described the Campus Safety Plan as largely reactionary. He said it is the UC’s attempt to quell a push for police abolition in the wake of the UC’s own crises and Floyd’s murder.\u003c/p>\n\u003cp>“It’s a response to a period of time in which there are deep questions, fundamental and abolitionist questions, about whether campuses should have fully armed, militarized and, sometimes, riot-gear equipped and SWAT team-trained police officers on their campuses,” Rodríguez said.\u003c/p>\n\u003cp>The stated aim of UC’s tiered response is to use several non-sworn responders in calls for emergencies that don’t require police. Relying on alternatives to police allows campuses to respond to students in crisis who require mental health support or intervention. The plan also establishes public safety officers to patrol residence halls on foot, escort students across campus at night, provide security for events and diffuse unsafe behavior.\u003c/p>\n\u003cp>In an interview with CalMatters before this week’s violence, Stiger praised the increase of unarmed security guards and guidance against a police presence at protests. Police were not called to the scene during recent labor strikes nor for earlier protests on both sides of the Gaza war.\u003c/p>\n\u003cp>“In almost a majority of those on every campus, you don’t see any police. You might see maybe one or two that are just in the area, but you don’t see a major police presence,” Stiger said.\u003c/p>\n\u003cp>Late Tuesday, the university delivered a formal letter to UCLA’s Divest Coalition declaring the encampment an unlawful assembly in violation of campus policy. Chancellor Block put out a statement that said the university removed demonstrators’ barricades blocking entrances to specific buildings and warned that students could face suspension or expulsion.\u003c/p>\n\u003cp>Campus police chiefs at UC Berkeley, UCLA and UC Irvine refused several requests for comment from CalMatters.\u003c/p>\n\u003cp>The UC Student Association — systemwide student representatives — \u003ca href=\"https://www.instagram.com/p/C6XChA5SiDk/?utm_source=ig_web_copy_link\">published\u003c/a> a statement on April 29 in solidarity with students protesting for “Free Palestine” and condemning the law enforcement response.\u003c/p>\n\u003cp>“We demand that the UC, at a minimum, allow students to exercise their freedom of speech,” the statement read. “We denounce any use of police force to silence us.”\u003c/p>\n\u003cp>\u003cem>For the record: This article was updated to reflect that Chancellor Howard Gillman’s statement promised he would work with student protesters but did not make a promise against police intervention against the student protesters.\u003c/em>\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>\u003cem>Sergio Olmos contributed reporting from the scene. Christopher Buc\u003c/em>\u003cem>hanan, Li Khan and Hugo Rios also contributed to this story. All three are fellows with the \u003c/em>\u003ca href=\"https://calmatters.org/category/education/higher-education/college-beat/\">\u003cstrong>\u003cem>College Journalism Network\u003c/em>\u003c/strong>\u003c/a>\u003cstrong>\u003cem>, a collaboration between CalMatters and student journalists from across California. CalMatters higher education coverage is supported by a grant from the College Futures Foundation.\u003c/em>\u003c/strong>\u003c/p>\n\n","blocks":[],"excerpt":"The University of California’s campus safety plan was designed to calm protests by limiting law enforcement. Yet, as tensions grew to violence against a UCLA student encampment erected in protest over the war in Gaza, many are criticizing law enforcement’s initial lack of intervention.","status":"publish","parent":0,"modified":1714688293,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":47,"wordCount":2128},"headData":{"title":"UC’s President had a Plan to De-Escalate Protests. How did a Night of Violence Happen at UCLA? | KQED","description":"The University of California’s campus safety plan was designed to calm protests by limiting law enforcement. Yet, as tensions grew to violence against a UCLA student encampment erected in protest over the war in Gaza, many are criticizing law enforcement’s initial lack of intervention.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"UC’s President had a Plan to De-Escalate Protests. How did a Night of Violence Happen at UCLA?","datePublished":"2024-05-02T19:00:45.000Z","dateModified":"2024-05-02T22:18:13.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"sticky":false,"nprByline":"Atmika Iyer, CalMatters","nprStoryId":"kqed-11984762","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11984762/ucs-campus-safety-plan-under-fire-as-violence-breaks-out-at-ucla-protest","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Before dawn on Wednesday, police demolished a pro-Palestinian encampment at UCLA — using flash bangs, firing projectiles at protesters and arresting those who refused to leave. It was in stark contrast to the scene overnight Tuesday when counterprotesters had torn at barricades, thrown fireworks, and beat and pepper sprayed the protesters — and no law enforcement officers intervened or made any arrests.\u003c/p>\n\u003cp>The reason for such a mixed response from law enforcement is haphazard adherence to UC President Michael Drake’s \u003ca href=\"https://www.ucop.edu/uc-operations/systemwide-community-safety/policies-and-guidance/community-safety-plan/uc-community-safety-plan.pdf\">2021 UC Campus Safety Plan\u003c/a>.\u003c/p>\n\u003cp>Encampments at a growing number of universities across the state and nation are sparking battles between students’ free speech and campus policies against trespassing and obstructing operations. For the University of California system, the encampments at five campuses have been a test of newly implemented campus policing reforms meant to address systemic racism post-2020.\u003c/p>\n\u003cp>Drake’s safety plan states: “The University will reinforce existing guidelines that minimize police presence at protests, follow de-escalation methods in the event of violence and seek non-urgent mutual aid first from UC campuses before calling outside law enforcement agencies.”\u003c/p>\n\u003cp>The plan was designed to deter potential violence — and reduce a police role in campus protests. But now, people are questioning why law enforcement did not break up any of the physical assaults or otherwise intervene as violence escalated at the Los Angeles campus on Tuesday. According to a statement Drake released on Tuesday, there were at least 15 injuries and one hospitalization.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>And now some are questioning the university’s decision to forcibly dismantle the protesters’ encampment this morning when they had been peaceful.\u003c/p>\n\u003cp>The UC president has ordered a review of UCLA’s “mutual aid response,” and UCLA Chancellor Gene Block has promised to “dismantle (the encampment) at the appropriate time.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11984645,news_11984403,news_11984094","label":"Related Stories "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>“My office has requested a detailed accounting from the campus about what transpired in the early morning hours today,” Drake said on Tuesday. “But some confusion remains. Therefore, we are also ordering an independent external review of both UCLA’s planning and actions, and the effectiveness of the mutual aid response.”\u003c/p>\n\u003cp>UC lecturers were quick to call for Block’s resignation on Wednesday, citing the mismanagement of police and security response to the overnight violence. He had already planned to step down on July 31.\u003c/p>\n\u003cp>“Chancellor Block has refused to meet with protesters to discuss their interests; instead, he has created an environment that has escalated tensions and failed to take meaningful action to prevent the violence that occurred last night,” the UC lecturers’ statement read.\u003c/p>\n\u003cp>Counterprotesters had set off fireworks around 10:30 p.m. Tuesday and later, armed with pepper and bear spray, physically attacked those residing in the pro-Palestinian encampment. During this time, university-hired, unarmed security guards and campus public safety aides watched the scene but did not stop the attacks. By about 1:30 a.m., Los Angeles Police and the California Highway Patrol arrived after the chancellor called them to assist security guards and UC police. The officers did not break up the violence. Instead, they advanced a line every few minutes to push the counterprotesters out of the area. Some of the counterprotesters who remained, however, continued their assaults.\u003c/p>\n\u003cp>At about 4 a.m. Wednesday, a small group of student journalists for the Daily Bruin, including Christopher Buchanan, a student fellow for the CalMatters College Journalism Network, were confronted by a group of counterprotesters who began berating them. They targeted the staff’s news editor, calling her names, and blocked the journalists’ route to the Daily Bruin office. One shined a strobe light into Buchanan’s face while others attacked him as he fell to the ground.\u003c/p>\n\u003cp>“After I was struck and debilitated, I was surrounded by four to seven counterprotesters who proceeded to punch and kick my head and torso for thirty seconds to a minute,” Buchanan said. “I didn’t sustain any internal injuries, but I was badly bruised on the body and face.”\u003c/p>\n\u003cp>Buchanan said this all happened within earshot of CHP officials, who did nothing to intervene.\u003c/p>\n\u003cp>Students and government officials decried UCLA’s response to the counterprotesters’ attack. UCLA refused to provide interviews or answer questions about their policing response.\u003c/p>\n\u003cp>California Assemblymember Rick Chavez Zbur, a Democrat whose district includes UCLA, issued a statement condemning the violence against pro-Palestinian protesters.\u003c/p>\n\u003cp>“The horrific acts of violence against UCLA students and demonstrators that occurred on campus last night are abhorrent and have no place in Los Angeles or in our democracy,” Zbur said Wednesday. “No matter how strongly one may disagree with or be offended by the anti-Israel demonstrators’ messages, tactics, or goals, violence is never acceptable and those responsible must be held accountable.”\u003c/p>\n\u003cp>In the past few days, UC Irvine and UCLA declared their campus encampment protests illegal and in violation of the state education code against non-UC use of university property. Many pro-Palestinian student advocates see this position as an attempt to disrupt their advocacy.\u003c/p>\n\u003cp>In responding to the encampments, the UC, unlike some universities, had avoided an aggressive law enforcement response. The UC Campus Safety plan, however, has not been uniformly followed at each campus.\u003c/p>\n\u003cp>UC Irvine appeared to ignore the campus safety plan. When an encampment was erected on April 29, the university immediately called in the UC police department, the Orange County Sheriff’s Department, and the police forces of Irvine, Costa Mesa and Newport. Officers in riot gear barricaded the encampment entrance.\u003c/p>\n\u003cp>UC Irvine spokesperson Tom Vasich described the decision to involve five law enforcement departments as “a standard response” for situations where the campus needs support while simultaneously describing the protest as a “very peaceful environment.” He attributed the police response to potential trespassing violations from people not affiliated with the university.\u003c/p>\n\u003cp>“This isn’t a free speech issue, this is a trespassing issue,” Vasich said.\u003c/p>\n\u003cp>Sara, a UC Irvine student studying psychological sciences who only gave her first name in fear of retaliation for participating in the protest, said that at around 9 a.m. on Monday, law enforcement prevented students from entering the encampment and giving protesters water.\u003c/p>\n\u003cp>Despite police pushback, she said students and bystanders later created barricades around their encampment, allowing students to enter the area and receive supplies. “The students here all know the risks,” Sara said. “But regardless, they stood their ground and will continue to stand their ground until our demands are met.”\u003c/p>\n\u003cp>UC Irvine Chancellor Howard Gillman said in a \u003ca href=\"https://chancellor.uci.edu/communications/campus/2024/240429-campus-activity-update.php\">Monday night statement,\u003c/a> “We support the right of our community to protest,” but they hope protesters “do not insist on staying in a space that violates the law.” Gillman promised to work with students to find a different location “that is appropriate and non-disruptive.”\u003c/p>\n\u003ch3 id=\"h-how-the-uc-plan-is-supposed-to-ensure-safety\" class=\"wp-block-heading\">How the UC plan is supposed to ensure safety\u003c/h3>\n\u003cp>The UC Campus Safety Plan is being put to the test amid heightened tensions between pro-Palestinian groups calling for a ceasefire in Gaza and for the UC to financially divest from companies with ties to Israel and pro-Israel groups counterprotesting and calling the actions of those in the encampments anti-semitic.\u003c/p>\n\u003cfigure id=\"attachment_11984780\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984780\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20.jpg\" alt='A red and white sign two people hold says \"Our Demands 1. END THE SILENCE 2. FINANCIAL DIVESTMENT 3. ACADEMIC BOYCOTT 4. STOP THE REPRESSION\"' width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_20-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">A sign with students’ demands at the “Free Palestine Camp” outside of Sproul Hall at UC Berkeley on April 23, 2024. \u003ccite>(Manuel Orbegozo/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The UC Office of the President released a statement on April 26 rejecting demands for divestment.\u003c/p>\n\u003cp>“The University of California has consistently opposed calls for boycotts against and divestment from Israel,” the statement said. “While the University affirms the right of our community members to express diverse viewpoints, a boycott of this sort impinges on the academic freedom of our students and faculty and the unfettered exchange of ideas on our campuses.”\u003c/p>\n\u003cp>President Drake’s office refused multiple requests from CalMatters to answer questions about UC’s response to campus encampment protests.\u003c/p>\n\u003cp>The UC’s policing reforms came after the system faced several high-profile instances of excessive force in response to student advocacy on campuses. In 2011, the Occupy Wall Street \u003ca href=\"https://www.theguardian.com/us-news/2016/apr/14/university-of-california-davis-paid-consultants-2011-protests\">protests\u003c/a> at UC Davis drew international attention when peaceful activists were pepper sprayed by the university’s police department. In the end, students won a $1 million settlement from UC Davis.\u003c/p>\n\u003cp>In 2020, racial justice organizations and Black student unions at the UC’s nine undergraduate campuses led protests over the police custody murder of George Floyd and cast a light on other Black Americans killed by law enforcement officers.\u003c/p>\n\u003cfigure id=\"attachment_11984779\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984779\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07.jpg\" alt=\"Two multicolored signs are hung outside an academic building on a campus with tents in front of the steps.\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/042324_Berkeley-Gaza_MO_CM_07-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Students participate in the “Free Palestine Camp” demonstration outside of Sproul Hall at UC Berkeley on April 23, 2024. \u003ccite>(Manuel Orbegozo/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Their activism elevated negative experiences that some students of color reported with campus police. Students and employees demonstrated against racial profiling and a lack of police transparency. Some pushed for reforms; others called for abolishing police on university campuses.\u003c/p>\n\u003cp>The 2021 safety plan instituted data dashboards, police advisory boards, mental health responders and professional accreditation for individual police departments. According to the UC’s director of community safety, Jody Stiger, all 10 campuses are expected to put the plan into action — with the final, delayed step being professional accreditation for campus law enforcement agencies — by the end of this year.\u003c/p>\n\u003cp>The UC Cops Off Campus Coalition, composed of UC students and faculty, has criticized the safety plan for not acknowledging the structural biases of police forces and only increasing the scope of policing power.\u003c/p>\n\u003cp>UC Riverside Black Studies professor and faculty coalition member Dylan Rodríguez described the Campus Safety Plan as largely reactionary. He said it is the UC’s attempt to quell a push for police abolition in the wake of the UC’s own crises and Floyd’s murder.\u003c/p>\n\u003cp>“It’s a response to a period of time in which there are deep questions, fundamental and abolitionist questions, about whether campuses should have fully armed, militarized and, sometimes, riot-gear equipped and SWAT team-trained police officers on their campuses,” Rodríguez said.\u003c/p>\n\u003cp>The stated aim of UC’s tiered response is to use several non-sworn responders in calls for emergencies that don’t require police. Relying on alternatives to police allows campuses to respond to students in crisis who require mental health support or intervention. The plan also establishes public safety officers to patrol residence halls on foot, escort students across campus at night, provide security for events and diffuse unsafe behavior.\u003c/p>\n\u003cp>In an interview with CalMatters before this week’s violence, Stiger praised the increase of unarmed security guards and guidance against a police presence at protests. Police were not called to the scene during recent labor strikes nor for earlier protests on both sides of the Gaza war.\u003c/p>\n\u003cp>“In almost a majority of those on every campus, you don’t see any police. You might see maybe one or two that are just in the area, but you don’t see a major police presence,” Stiger said.\u003c/p>\n\u003cp>Late Tuesday, the university delivered a formal letter to UCLA’s Divest Coalition declaring the encampment an unlawful assembly in violation of campus policy. Chancellor Block put out a statement that said the university removed demonstrators’ barricades blocking entrances to specific buildings and warned that students could face suspension or expulsion.\u003c/p>\n\u003cp>Campus police chiefs at UC Berkeley, UCLA and UC Irvine refused several requests for comment from CalMatters.\u003c/p>\n\u003cp>The UC Student Association — systemwide student representatives — \u003ca href=\"https://www.instagram.com/p/C6XChA5SiDk/?utm_source=ig_web_copy_link\">published\u003c/a> a statement on April 29 in solidarity with students protesting for “Free Palestine” and condemning the law enforcement response.\u003c/p>\n\u003cp>“We demand that the UC, at a minimum, allow students to exercise their freedom of speech,” the statement read. “We denounce any use of police force to silence us.”\u003c/p>\n\u003cp>\u003cem>For the record: This article was updated to reflect that Chancellor Howard Gillman’s statement promised he would work with student protesters but did not make a promise against police intervention against the student protesters.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003cem>Sergio Olmos contributed reporting from the scene. Christopher Buc\u003c/em>\u003cem>hanan, Li Khan and Hugo Rios also contributed to this story. All three are fellows with the \u003c/em>\u003ca href=\"https://calmatters.org/category/education/higher-education/college-beat/\">\u003cstrong>\u003cem>College Journalism Network\u003c/em>\u003c/strong>\u003c/a>\u003cstrong>\u003cem>, a collaboration between CalMatters and student journalists from across California. CalMatters higher education coverage is supported by a grant from the College Futures Foundation.\u003c/em>\u003c/strong>\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11984762/ucs-campus-safety-plan-under-fire-as-violence-breaks-out-at-ucla-protest","authors":["byline_news_11984762"],"categories":["news_8"],"tags":["news_33136","news_27626","news_6631","news_1741","news_745","news_3457","news_4606"],"affiliates":["news_18481"],"featImg":"news_11984781","label":"news_18481"},"news_11984610":{"type":"posts","id":"news_11984610","meta":{"index":"posts_1591205157","site":"news","id":"11984610","score":null,"sort":[1714597247000]},"guestAuthors":[],"slug":"an-insurance-crisis-persists-despite-californians-efforts-to-protect-themselves-from-wildfires","title":"An Insurance Crisis Persists Despite Californians' Efforts to Protect Themselves from Wildfires","publishDate":1714597247,"format":"standard","headTitle":"An Insurance Crisis Persists Despite Californians’ Efforts to Protect Themselves from Wildfires | KQED","labelTerm":{},"content":"\u003cp>Spend any time thinking or talking about insurance in California these days, and you’ll hear the word “mitigation.”\u003c/p>\n\u003cp>Fire officials, lawmakers, insurance agents and others are asking homeowners to help lower the risk of devastating wildfires by improving their properties — sometimes at great expense — and often in the context of trying to hang on to their insurance policies. The state has spent about $3.7 billion on forest management in the past seven years. Communities, fire districts and others are doing their part, too.\u003c/p>\n\u003cp>However, some insurance companies, citing growing risks and costs, have paused or stopped writing new policies in California, causing a crisis of home insurance affordability and availability. Some homeowners have \u003ca href=\"https://calmatters.org/housing/2023/11/fire-insurance-california/\">seen their premiums spike\u003c/a> or are being priced out, while others have been forced to turn to the \u003ca href=\"https://calmatters.org/economy/2024/01/california-fire-insurance-2/\">ever-growing FAIR Plan\u003c/a>, the insurer of last resort that offers less coverage but higher insurance premiums anyway.\u003c/p>\n\u003cp>As Insurance Commissioner Ricardo Lara \u003ca href=\"https://calmatters.org/economy/2024/03/california-home-insurance-market/\">rolls out his plan\u003c/a> to try to reverse that trend, three state lawmakers are pushing for mitigation to be taken into account when insurers set premiums or when they decide whether to offer policies at all. Or they want mitigation to be more effectively tracked and strategized.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>“We believe that if you do the homework, you should get the credit,” said state Sen. Josh Becker, the Democrat representing Menlo Park. “As a state, we’re doing that homework.”\u003c/p>\n\u003cp>Becker’s staff cites the billions of dollars the state has spent on reducing fuel and managing vegetation since 2017, when wildfires consumed many parts of California. The sum doesn’t include other spending on fire engines, air tankers and increasing staff for Cal Fire, which has added about 4,500 positions in the past decade.\u003c/p>\n\u003cp>A bill authored by Becker seeks to incorporate mitigation into insurance companies’ underwriting decisions — when they consider whether to write or renew policies. \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb1060?slug=CA_202320240SB1060\">Senate Bill 1060\u003c/a> awaits a hearing in the Senate Appropriations Committee.\u003c/p>\n\u003cp>One of the regulations Lara has unveiled as part of his plan to try to fix the state’s insurance market involves allowing insurers to use catastrophe models in rate-making, which includes taking mitigation into account. But some say that’s not enough to address the availability of insurance.\u003c/p>\n\u003cp>Former state Insurance Commissioner Dave Jones recently told CalMatters that Becker’s bill is needed specifically for underwriting because the insurance commissioner’s authority is limited to rate-making.\u003c/p>\n\u003cp>“Local, state and federal governments are spending billions of dollars in forest treatments, so homeowners ought to see a benefit,” Jones said. “That’s not happening now, but should happen.”\u003c/p>\n\u003ch2>Wildfire mitigation and risk\u003c/h2>\n\u003cp>Studies show that mitigation reduces wildfire risks. A recent \u003ca href=\"https://content.naic.org/sites/default/files/cipr_report_wildfire_mitigation.pdf\">study by the National Association of Insurance Commissioners\u003c/a> found that structural modifications can reduce wildfire risk by 40% and, when combined with vegetation modifications, can reduce risk by 75%. A subsequent Moody’s study found that utility Southern California Edison’s actions to harden its power grid reduced the \u003ca href=\"https://www.rms.com/sites/default/files/2023-04/2023_MoodysRMS_SoCalEdison_CaseStudy.pdf\">risk of catastrophic wildfire losses\u003c/a> by 75% to 80%.\u003c/p>\n\u003cp>However, insurance industry experts are concerned about Becker’s bill. For one thing, they say incorporating mitigation into underwriting shifts more financial risk to insurers.\u003c/p>\n\u003cp>In addition, they say they already use models that account for mitigation.\u003c/p>\n\u003cp>Sheri Lee Scott, an actuary for a Milliman Property & Casualty practice in Orange County, said the bill is yet another regulation that could “exacerbate” the insurance crisis.\u003c/p>\n\u003cp>“Insurance companies are trying their best to incorporate [mitigation] already,” Scott said, pointing to a recent state regulation directing insurers to incorporate mitigation into determining premiums — which Scott wrote in a report “presents tremendous challenges for insurers in terms of compliance and the potential erosion of adequate rates for wildfire risk.”\u003c/p>\n\u003cp>The insurance commissioner said his office \u003ca href=\"https://www.insurance.ca.gov/0250-insurers/0800-rate-filings/0200-prior-approval-factors/upload/FAQ-Mitigation-in-Rating-Plans-and-Wildfire-Risk-Models-Regulation_2023-02-16.pdf\">started enforcing that rule on considering mitigation last year\u003c/a>, but homeowners, insurance agents, fire chiefs and other lawmakers say the different ways everyone is trying to reduce wildfire risk isn’t making enough of a dent in the state’s insurance crisis.\u003c/p>\n\u003cp>Bernard Molloy, fire chief of Murrieta, said during a public workshop hosted by the Insurance Department last week that “residents don’t receive credit” for the “tremendous amount of work” they put into trying to reduce wildfire risk. Jorge Escobar, a Bay Area resident, said during the same workshop that he had just asked the Moraga fire district whether insurance companies are taking mitigation into account. “The answer was, surprisingly, no … Why isn’t this being mandated?” he asked.\u003c/p>\n\u003cp>Tina Purwin, an insurance agent in Northridge, told CalMatters that her clients get notices that they’re not being renewed despite taking action to avoid wildfire risk.\u003c/p>\n\u003cfigure id=\"attachment_11984619\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984619\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">State law Ab3074 prohibits the use of landscaping plants and any flammable materials within a 5-foot radius of the house. Nov. 4, 2023. \u003ccite>(Manuel Orbegozo/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Carriers are being ultra picky,” Purwin said. “They’re looking for any way to not take the risks.”\u003c/p>\n\u003cp>At another public hearing on insurance issues last week — by the Little Hoover Commission, the independent state oversight agency — Nevada County Supervisor Heidi Hall said the Sierra Nevada-area residents she represents are spending “tens of thousands of dollars” on hardening their homes and that the “county itself has put in millions of dollars, with the help of Cal Fire, to put in fire breaks.”\u003c/p>\n\u003cp>Yet, she said, “we’re not seeing discounts from insurance companies. They’re still leaving.”\u003c/p>\n\u003cp>Assemblymember Freddie Rodriguez, a Democrat representing Chino, authored another bill related to mitigation. \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2983?slug=CA_202320240AB2983\">Assembly Bill 2983\u003c/a> calls for the Insurance Department and the California Office of Emergency Services to work together on figuring out whether investments in mitigation are helping insurance availability.\u003c/p>\n\u003cp>Project assessments would have to be published on state websites. A representative of the Insurance Department would be added to the board of the California Wildfire Mitigation Program.\u003c/p>\n\u003cp>“Some people think [mitigation is already taken into account], some don’t,” Rodriguez said. “We need to bring everyone together. We need to talk about it.”\u003c/p>\n\u003cp>Rodriguez’s staff said both the Insurance Department and the mitigation program appear to be open to the board-representative idea. The Insurance Department did not answer questions, and the emergency services agency did not respond to questions in time for publication.\u003c/p>\n\u003cp>Earlier this month, the Assembly Insurance Committee approved AB 2983 and re-referred it to the Assembly Appropriations Committee.\u003c/p>\n\u003ch2>‘They should not be losing their insurance’\u003c/h2>\n\u003cp>Another bill would require the Insurance Department to evaluate every three years whether to update its \u003ca href=\"https://www.insurance.ca.gov/01-consumers/200-wrr/Safer-from-Wildfires.cfm\">Safer from Wildfires\u003c/a> regulation, which identifies steps property owners and officials can take to protect their homes and communities. The steps include installing fire-rated roofs, upgrading windows, removing combustible sheds and more. The department adopted the regulation in 2022 and said on its website that taking these measures “can help you save money on your insurance.”\u003c/p>\n\u003cp>Assemblymember Damon Connolly, a Democrat representing San Rafael, authored \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2416?slug=CA_202320240AB2416\">AB 2416\u003c/a>, which he said would “lock in periodic updates to the program so it’s most effectively serving consumers.”\u003c/p>\n\u003cp>Connolly said his staff is in talks with the Insurance Department, which he said is open to discussing his bill. He also said he had made amendments to address insurance industry concerns. The Insurance Department did not answer questions about the bill.[aside label='Related Coverage' tag='housing']The assemblymember also said that not only should property owners get discounts when they take the steps outlined in the regulation, “I would say if consumers are doing these steps, they should not be losing their insurance.”\u003c/p>\n\u003cp>The Assembly Insurance Committee has referred his bill to the Assembly Appropriations Committee.\u003c/p>\n\u003cp>Lawmakers representing California in Congress are trying to make mitigation measures matter, too. U.S. Rep. Mike Thompson, the Democrat who represents Napa and other counties, said during a press conference last week in Santa Rosa that his bill, \u003ca href=\"https://www.congress.gov/bill/118th-congress/house-bill/7849/text\">HR 7849\u003c/a>, would establish a program for individual homeowners in certain areas to receive grants of up to $10,000, as well as tax credits for homeowners and businesses, for mitigation.\u003c/p>\n\u003cp>The legislation, co-authored by U.S. Rep. Doug LaMalfa, the Republican representing rural Northern California, was introduced in March and referred to the House Ways and Means Committee and the Transportation and Infrastructure Committee.\u003c/p>\n\u003cp>Thompson said that as he and his colleagues tried to figure out how they could help on a national level, “what we heard repeatedly from insurance companies was: Make sure there’s disaster resilience in building, that homeowners [are doing] everything necessary to protect their homes.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"California lawmakers want mitigation measures to be tracked, updated and accounted for to help with insurance availability and affordability.","status":"publish","parent":0,"modified":1714589920,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":35,"wordCount":1510},"headData":{"title":"An Insurance Crisis Persists Despite Californians' Efforts to Protect Themselves from Wildfires | KQED","description":"California lawmakers want mitigation measures to be tracked, updated and accounted for to help with insurance availability and affordability.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"An Insurance Crisis Persists Despite Californians' Efforts to Protect Themselves from Wildfires","datePublished":"2024-05-01T21:00:47.000Z","dateModified":"2024-05-01T18:58:40.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"source":"CalMatters","sourceUrl":"https://calmatters.org/","sticky":false,"nprByline":"Levi Sumagaysay, CalMatters","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11984610/an-insurance-crisis-persists-despite-californians-efforts-to-protect-themselves-from-wildfires","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Spend any time thinking or talking about insurance in California these days, and you’ll hear the word “mitigation.”\u003c/p>\n\u003cp>Fire officials, lawmakers, insurance agents and others are asking homeowners to help lower the risk of devastating wildfires by improving their properties — sometimes at great expense — and often in the context of trying to hang on to their insurance policies. The state has spent about $3.7 billion on forest management in the past seven years. Communities, fire districts and others are doing their part, too.\u003c/p>\n\u003cp>However, some insurance companies, citing growing risks and costs, have paused or stopped writing new policies in California, causing a crisis of home insurance affordability and availability. Some homeowners have \u003ca href=\"https://calmatters.org/housing/2023/11/fire-insurance-california/\">seen their premiums spike\u003c/a> or are being priced out, while others have been forced to turn to the \u003ca href=\"https://calmatters.org/economy/2024/01/california-fire-insurance-2/\">ever-growing FAIR Plan\u003c/a>, the insurer of last resort that offers less coverage but higher insurance premiums anyway.\u003c/p>\n\u003cp>As Insurance Commissioner Ricardo Lara \u003ca href=\"https://calmatters.org/economy/2024/03/california-home-insurance-market/\">rolls out his plan\u003c/a> to try to reverse that trend, three state lawmakers are pushing for mitigation to be taken into account when insurers set premiums or when they decide whether to offer policies at all. Or they want mitigation to be more effectively tracked and strategized.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“We believe that if you do the homework, you should get the credit,” said state Sen. Josh Becker, the Democrat representing Menlo Park. “As a state, we’re doing that homework.”\u003c/p>\n\u003cp>Becker’s staff cites the billions of dollars the state has spent on reducing fuel and managing vegetation since 2017, when wildfires consumed many parts of California. The sum doesn’t include other spending on fire engines, air tankers and increasing staff for Cal Fire, which has added about 4,500 positions in the past decade.\u003c/p>\n\u003cp>A bill authored by Becker seeks to incorporate mitigation into insurance companies’ underwriting decisions — when they consider whether to write or renew policies. \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb1060?slug=CA_202320240SB1060\">Senate Bill 1060\u003c/a> awaits a hearing in the Senate Appropriations Committee.\u003c/p>\n\u003cp>One of the regulations Lara has unveiled as part of his plan to try to fix the state’s insurance market involves allowing insurers to use catastrophe models in rate-making, which includes taking mitigation into account. But some say that’s not enough to address the availability of insurance.\u003c/p>\n\u003cp>Former state Insurance Commissioner Dave Jones recently told CalMatters that Becker’s bill is needed specifically for underwriting because the insurance commissioner’s authority is limited to rate-making.\u003c/p>\n\u003cp>“Local, state and federal governments are spending billions of dollars in forest treatments, so homeowners ought to see a benefit,” Jones said. “That’s not happening now, but should happen.”\u003c/p>\n\u003ch2>Wildfire mitigation and risk\u003c/h2>\n\u003cp>Studies show that mitigation reduces wildfire risks. A recent \u003ca href=\"https://content.naic.org/sites/default/files/cipr_report_wildfire_mitigation.pdf\">study by the National Association of Insurance Commissioners\u003c/a> found that structural modifications can reduce wildfire risk by 40% and, when combined with vegetation modifications, can reduce risk by 75%. A subsequent Moody’s study found that utility Southern California Edison’s actions to harden its power grid reduced the \u003ca href=\"https://www.rms.com/sites/default/files/2023-04/2023_MoodysRMS_SoCalEdison_CaseStudy.pdf\">risk of catastrophic wildfire losses\u003c/a> by 75% to 80%.\u003c/p>\n\u003cp>However, insurance industry experts are concerned about Becker’s bill. For one thing, they say incorporating mitigation into underwriting shifts more financial risk to insurers.\u003c/p>\n\u003cp>In addition, they say they already use models that account for mitigation.\u003c/p>\n\u003cp>Sheri Lee Scott, an actuary for a Milliman Property & Casualty practice in Orange County, said the bill is yet another regulation that could “exacerbate” the insurance crisis.\u003c/p>\n\u003cp>“Insurance companies are trying their best to incorporate [mitigation] already,” Scott said, pointing to a recent state regulation directing insurers to incorporate mitigation into determining premiums — which Scott wrote in a report “presents tremendous challenges for insurers in terms of compliance and the potential erosion of adequate rates for wildfire risk.”\u003c/p>\n\u003cp>The insurance commissioner said his office \u003ca href=\"https://www.insurance.ca.gov/0250-insurers/0800-rate-filings/0200-prior-approval-factors/upload/FAQ-Mitigation-in-Rating-Plans-and-Wildfire-Risk-Models-Regulation_2023-02-16.pdf\">started enforcing that rule on considering mitigation last year\u003c/a>, but homeowners, insurance agents, fire chiefs and other lawmakers say the different ways everyone is trying to reduce wildfire risk isn’t making enough of a dent in the state’s insurance crisis.\u003c/p>\n\u003cp>Bernard Molloy, fire chief of Murrieta, said during a public workshop hosted by the Insurance Department last week that “residents don’t receive credit” for the “tremendous amount of work” they put into trying to reduce wildfire risk. Jorge Escobar, a Bay Area resident, said during the same workshop that he had just asked the Moraga fire district whether insurance companies are taking mitigation into account. “The answer was, surprisingly, no … Why isn’t this being mandated?” he asked.\u003c/p>\n\u003cp>Tina Purwin, an insurance agent in Northridge, told CalMatters that her clients get notices that they’re not being renewed despite taking action to avoid wildfire risk.\u003c/p>\n\u003cfigure id=\"attachment_11984619\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984619\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02.jpg\" alt=\"\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/05/CMInsurance02-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003cfigcaption class=\"wp-caption-text\">State law Ab3074 prohibits the use of landscaping plants and any flammable materials within a 5-foot radius of the house. Nov. 4, 2023. \u003ccite>(Manuel Orbegozo/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“Carriers are being ultra picky,” Purwin said. “They’re looking for any way to not take the risks.”\u003c/p>\n\u003cp>At another public hearing on insurance issues last week — by the Little Hoover Commission, the independent state oversight agency — Nevada County Supervisor Heidi Hall said the Sierra Nevada-area residents she represents are spending “tens of thousands of dollars” on hardening their homes and that the “county itself has put in millions of dollars, with the help of Cal Fire, to put in fire breaks.”\u003c/p>\n\u003cp>Yet, she said, “we’re not seeing discounts from insurance companies. They’re still leaving.”\u003c/p>\n\u003cp>Assemblymember Freddie Rodriguez, a Democrat representing Chino, authored another bill related to mitigation. \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2983?slug=CA_202320240AB2983\">Assembly Bill 2983\u003c/a> calls for the Insurance Department and the California Office of Emergency Services to work together on figuring out whether investments in mitigation are helping insurance availability.\u003c/p>\n\u003cp>Project assessments would have to be published on state websites. A representative of the Insurance Department would be added to the board of the California Wildfire Mitigation Program.\u003c/p>\n\u003cp>“Some people think [mitigation is already taken into account], some don’t,” Rodriguez said. “We need to bring everyone together. We need to talk about it.”\u003c/p>\n\u003cp>Rodriguez’s staff said both the Insurance Department and the mitigation program appear to be open to the board-representative idea. The Insurance Department did not answer questions, and the emergency services agency did not respond to questions in time for publication.\u003c/p>\n\u003cp>Earlier this month, the Assembly Insurance Committee approved AB 2983 and re-referred it to the Assembly Appropriations Committee.\u003c/p>\n\u003ch2>‘They should not be losing their insurance’\u003c/h2>\n\u003cp>Another bill would require the Insurance Department to evaluate every three years whether to update its \u003ca href=\"https://www.insurance.ca.gov/01-consumers/200-wrr/Safer-from-Wildfires.cfm\">Safer from Wildfires\u003c/a> regulation, which identifies steps property owners and officials can take to protect their homes and communities. The steps include installing fire-rated roofs, upgrading windows, removing combustible sheds and more. The department adopted the regulation in 2022 and said on its website that taking these measures “can help you save money on your insurance.”\u003c/p>\n\u003cp>Assemblymember Damon Connolly, a Democrat representing San Rafael, authored \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab2416?slug=CA_202320240AB2416\">AB 2416\u003c/a>, which he said would “lock in periodic updates to the program so it’s most effectively serving consumers.”\u003c/p>\n\u003cp>Connolly said his staff is in talks with the Insurance Department, which he said is open to discussing his bill. He also said he had made amendments to address insurance industry concerns. The Insurance Department did not answer questions about the bill.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"Related Coverage ","tag":"housing"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>The assemblymember also said that not only should property owners get discounts when they take the steps outlined in the regulation, “I would say if consumers are doing these steps, they should not be losing their insurance.”\u003c/p>\n\u003cp>The Assembly Insurance Committee has referred his bill to the Assembly Appropriations Committee.\u003c/p>\n\u003cp>Lawmakers representing California in Congress are trying to make mitigation measures matter, too. U.S. Rep. Mike Thompson, the Democrat who represents Napa and other counties, said during a press conference last week in Santa Rosa that his bill, \u003ca href=\"https://www.congress.gov/bill/118th-congress/house-bill/7849/text\">HR 7849\u003c/a>, would establish a program for individual homeowners in certain areas to receive grants of up to $10,000, as well as tax credits for homeowners and businesses, for mitigation.\u003c/p>\n\u003cp>The legislation, co-authored by U.S. Rep. Doug LaMalfa, the Republican representing rural Northern California, was introduced in March and referred to the House Ways and Means Committee and the Transportation and Infrastructure Committee.\u003c/p>\n\u003cp>Thompson said that as he and his colleagues tried to figure out how they could help on a national level, “what we heard repeatedly from insurance companies was: Make sure there’s disaster resilience in building, that homeowners [are doing] everything necessary to protect their homes.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11984610/an-insurance-crisis-persists-despite-californians-efforts-to-protect-themselves-from-wildfires","authors":["byline_news_11984610"],"categories":["news_6266","news_8"],"tags":["news_20341","news_25941","news_32779","news_1775"],"affiliates":["news_18481"],"featImg":"news_11984614","label":"source_news_11984610"},"news_11984321":{"type":"posts","id":"news_11984321","meta":{"index":"posts_1591205157","site":"news","id":"11984321","score":null,"sort":[1714388418000]},"guestAuthors":[],"slug":"millions-of-californians-face-internet-dilemma-as-affordable-subsidy-ends","title":"Millions of Californians Face Internet Dilemma as Affordable Subsidy Ends","publishDate":1714388418,"format":"standard","headTitle":"Millions of Californians Face Internet Dilemma as Affordable Subsidy Ends | KQED","labelTerm":{},"content":"\u003cp>Alfredo Camacho and his three daughters started a new routine last week: Every evening they go to the parking lot outside a nearby library to get Wi-Fi access. The kids do homework and download YouTube videos, while Alfredo checks his email and searches job listings.\u003c/p>\n\u003cp>Camacho and his daughters ages 9, 12, and 15 live in Guadalupe, a town of roughly 9,000 on the Central Coast of California. They used to rely on the Affordable Connectivity Program, a $30 to $75 monthly credit for high-speed internet, but that ends this month.\u003c/p>\n\u003cp>“This takes away grocery money,” he told CalMatters. “Being a single father, $30 goes a long way.”\u003c/p>\n\u003cp>Camacho is one of roughly three million Californians deciding whether to keep home internet access or give it up and deepen the digital divide.\u003c/p>\n\u003cp>Congress allocated $14.2 billion to the Affordable Connectivity Program in 2021, when the COVID-19 pandemic was still top of mind and underscored people’s need for online access to do school and work. But since Congress failed to allocate more funding, that money runs out later this month. And since the subsidy only covers part of the bill, the onus is on subsidy recipients to cut the cord or it could end up costing them money.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Nationwide, more than 23 million Americans benefited from the program. An additional 30 million eligible people never received the subsidy.\u003c/p>\n\u003cp>Four out of five households enrolled in the program cite affordability as the reason why they had inconsistent or no internet access, according to a Federal Communications Commission survey released two months ago. Roughly the same amount said the end of the subsidy will force them to find cheaper service or get rid of home internet service.\u003c/p>\n\u003cp>[aside postID=\"news_11982394,news_11974704\" label=\"Related Stories\"]The Federal Communications Commission, which \u003ca href=\"https://calmatters.org/california-divide/2024/02/affordable-connectivity-program-deadline/\">stopped accepting affordable internet applications in February\u003c/a>, said internet service providers are required to inform recipients three times before charging consumers full price, with the final notification this month, the last billing cycle that includes a full subsidy. The federal agency said some people may receive partial affordable internet funding in May. People who haven’t received such notifications yet are encouraged to call their internet service provider.\u003c/p>\n\u003cp>In a letter urging leaders in Congress to \u003ca href=\"https://www.congress.gov/bill/118th-congress/house-bill/6929\">pass a law\u003c/a> extending funding last month, more than 150 members of Congress \u003ca href=\"https://acpdashboard.com/\">note that\u003c/a> roughly half of Affordable Connectivity Program recipients are military families, one in four live in rural communities, and one in five are households with people who are 65 or older. The letter called internet service essential to education, health, and the economy, and warned that ending the program could reduce trust in government and internet service providers.\u003c/p>\n\u003cp>Camacho agrees that ending the program breaks public trust. “You gave everybody hope and then you dropped the ball,” he said.\u003c/p>\n\u003ch3>‘Things are going to get worse’\u003c/h3>\n\u003cp>Winnie Aguilar lives in senior housing in Imperial Beach and called the affordable internet subsidy important to her and many of her neighbors.\u003c/p>\n\u003cp>“For us who have very low income and cannot work anymore it’s hard to lose that $30,” she said.\u003c/p>\n\u003cp>The digital divide for students from poor families and rural areas can and should end, said Mary Nicely, the California Department of Education chief deputy superintendent of public instruction. “Our students and families deserve a greater investment, not less, to ensure they have a level playing field to succeed academically,” she wrote in a statement. “We have a long way to go to ensure that all students in this state have the resources they need to thrive academically.”\u003c/p>\n\u003cp>State officials offered no estimates for the number of students affected by the end of the Affordable Connectivity Program.\u003c/p>\n\u003cp>The pandemic led to the development of many online tools that still get used, Public Policy Institute of California researcher Joe Hayes told CalMatters. “So it stands to reason that households from historically underserved populations are going to be harder hit by the disappearance of the Affordable Connectivity Program,” he said.\u003c/p>\n\u003cp>A record \u003ca href=\"https://www.ppic.org/wp-content/uploads/jtf-californias-digital-divide.pdf\">95% of Californians have access to the internet\u003c/a> today, according to a report Hayes published earlier this month. In recent years, access has increased the most among low-income Black and Latino households headed by people who didn’t graduate from college, the report said. The \u003ca href=\"https://www.ppic.org/blog/testimony-californias-k-12-digital-divide-has-narrowed-but-access-gaps-persist/#:~:text=In%20spring%202020%2C%20when%20schools,reliable%20access%20to%20digital%20devices.\">digital divide has narrowed for grade-school students\u003c/a> as well, but still persists, the institute found in February.\u003c/p>\n\u003cp>Despite years of progress that made him optimistic, Hayes expects the end of the Affordable Connectivity Program to widen the digital divide for students and low-income households.\u003c/p>\n\u003cp>“Things are going to get worse for people on the margins,” he told CalMatters. “Even if you’re in a place with fiber in the ground, if you suddenly can’t afford it, I do expect that that gap to widen.”\u003c/p>\n\u003cp>Still, Hayes notes that a number of federal programs continue to fund efforts to end the digital divide, including the Department of Treasury’s coronavirus projects fund and the broadband equity and access deployment program. There’s also a \u003ca href=\"https://calmatters.org/california-divide/2023/10/california-broadband/\">$6 billion state program\u003c/a> to fund broadband infrastructure projects, and earlier this month the state of California received a $70 million federal grant to implement a digital equity plan. But he said these programs don’t address a key issue at the heart of the matter: \u003ca href=\"https://calmatters.org/projects/california-broadband-student-access/\">high monthly costs\u003c/a> charged by internet service providers.\u003c/p>\n\u003cp>The average cost of home internet is $83 a month, according to a \u003ca href=\"https://broadbandforall.cdt.ca.gov/wp-content/uploads/sites/19/2023/12/2023-Statewide-Digital-Equity-Survey-Final-Remediated-Report.pdf\">2023 survey\u003c/a> by the California Department Of Technology. Latino households, people who live in rural areas, and low-income households are amongst those most in need of internet service, said the survey released in summer 2023. Roughly 3.5 million Californians still lack internet access due to lack of infrastructure, affordability, or other issues, according to the survey.\u003c/p>\n\u003cp>Sunne McPeak works to end the digital divide as the president and CEO of the California Emerging Technology Fund, which is informing people who received Affordable Connectivity Program money about low-cost \u003ca href=\"https://www.internetforallnow.org/\">options available from internet service providers\u003c/a>.\u003c/p>\n\u003cp>She said there are two important next steps for California to close the digital divide despite the end of the program:\u003c/p>\n\u003cul>\n\u003cli>The Federal Communications Commission needs to keep sharing data with state agencies that administer federal assistance programs like Medi-Cal; groups attempting to bridge the digital divide use this data to reach households\u003c/li>\n\u003cli>Do as \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab1588?slug=CA_202320240AB1588\">AB 1588\u003c/a> and \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb1179?slug=CA_202320240SB1179\">SB 1179\u003c/a> propose and require internet service providers extend affordable offers to people who were eligible for the Affordable Connectivity Program. She said companies like AT&T, Comcast, Cox, and Frontier already do so.\u003c/li>\n\u003c/ul>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>“It’s a total political problem,” McPeak said about the digital divide. “They could solve it tomorrow with the right will.”\u003c/p>\n\n","blocks":[],"excerpt":"A federal affordable internet subsidy is going away and 3 million Californians must decide whether to end access largely considered a human right.","status":"publish","parent":0,"modified":1714407268,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":25,"wordCount":1161},"headData":{"title":"Millions of Californians Face Internet Dilemma as Affordable Subsidy Ends | KQED","description":"A federal affordable internet subsidy is going away and 3 million Californians must decide whether to end access largely considered a human right.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"Millions of Californians Face Internet Dilemma as Affordable Subsidy Ends","datePublished":"2024-04-29T11:00:18.000Z","dateModified":"2024-04-29T16:14:28.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"source":"CalMatters","sourceUrl":"https://calmatters.org/","sticky":false,"nprByline":"Khari Johnson, CalMatters","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11984321/millions-of-californians-face-internet-dilemma-as-affordable-subsidy-ends","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Alfredo Camacho and his three daughters started a new routine last week: Every evening they go to the parking lot outside a nearby library to get Wi-Fi access. The kids do homework and download YouTube videos, while Alfredo checks his email and searches job listings.\u003c/p>\n\u003cp>Camacho and his daughters ages 9, 12, and 15 live in Guadalupe, a town of roughly 9,000 on the Central Coast of California. They used to rely on the Affordable Connectivity Program, a $30 to $75 monthly credit for high-speed internet, but that ends this month.\u003c/p>\n\u003cp>“This takes away grocery money,” he told CalMatters. “Being a single father, $30 goes a long way.”\u003c/p>\n\u003cp>Camacho is one of roughly three million Californians deciding whether to keep home internet access or give it up and deepen the digital divide.\u003c/p>\n\u003cp>Congress allocated $14.2 billion to the Affordable Connectivity Program in 2021, when the COVID-19 pandemic was still top of mind and underscored people’s need for online access to do school and work. But since Congress failed to allocate more funding, that money runs out later this month. And since the subsidy only covers part of the bill, the onus is on subsidy recipients to cut the cord or it could end up costing them money.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Nationwide, more than 23 million Americans benefited from the program. An additional 30 million eligible people never received the subsidy.\u003c/p>\n\u003cp>Four out of five households enrolled in the program cite affordability as the reason why they had inconsistent or no internet access, according to a Federal Communications Commission survey released two months ago. Roughly the same amount said the end of the subsidy will force them to find cheaper service or get rid of home internet service.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11982394,news_11974704","label":"Related Stories "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>The Federal Communications Commission, which \u003ca href=\"https://calmatters.org/california-divide/2024/02/affordable-connectivity-program-deadline/\">stopped accepting affordable internet applications in February\u003c/a>, said internet service providers are required to inform recipients three times before charging consumers full price, with the final notification this month, the last billing cycle that includes a full subsidy. The federal agency said some people may receive partial affordable internet funding in May. People who haven’t received such notifications yet are encouraged to call their internet service provider.\u003c/p>\n\u003cp>In a letter urging leaders in Congress to \u003ca href=\"https://www.congress.gov/bill/118th-congress/house-bill/6929\">pass a law\u003c/a> extending funding last month, more than 150 members of Congress \u003ca href=\"https://acpdashboard.com/\">note that\u003c/a> roughly half of Affordable Connectivity Program recipients are military families, one in four live in rural communities, and one in five are households with people who are 65 or older. The letter called internet service essential to education, health, and the economy, and warned that ending the program could reduce trust in government and internet service providers.\u003c/p>\n\u003cp>Camacho agrees that ending the program breaks public trust. “You gave everybody hope and then you dropped the ball,” he said.\u003c/p>\n\u003ch3>‘Things are going to get worse’\u003c/h3>\n\u003cp>Winnie Aguilar lives in senior housing in Imperial Beach and called the affordable internet subsidy important to her and many of her neighbors.\u003c/p>\n\u003cp>“For us who have very low income and cannot work anymore it’s hard to lose that $30,” she said.\u003c/p>\n\u003cp>The digital divide for students from poor families and rural areas can and should end, said Mary Nicely, the California Department of Education chief deputy superintendent of public instruction. “Our students and families deserve a greater investment, not less, to ensure they have a level playing field to succeed academically,” she wrote in a statement. “We have a long way to go to ensure that all students in this state have the resources they need to thrive academically.”\u003c/p>\n\u003cp>State officials offered no estimates for the number of students affected by the end of the Affordable Connectivity Program.\u003c/p>\n\u003cp>The pandemic led to the development of many online tools that still get used, Public Policy Institute of California researcher Joe Hayes told CalMatters. “So it stands to reason that households from historically underserved populations are going to be harder hit by the disappearance of the Affordable Connectivity Program,” he said.\u003c/p>\n\u003cp>A record \u003ca href=\"https://www.ppic.org/wp-content/uploads/jtf-californias-digital-divide.pdf\">95% of Californians have access to the internet\u003c/a> today, according to a report Hayes published earlier this month. In recent years, access has increased the most among low-income Black and Latino households headed by people who didn’t graduate from college, the report said. The \u003ca href=\"https://www.ppic.org/blog/testimony-californias-k-12-digital-divide-has-narrowed-but-access-gaps-persist/#:~:text=In%20spring%202020%2C%20when%20schools,reliable%20access%20to%20digital%20devices.\">digital divide has narrowed for grade-school students\u003c/a> as well, but still persists, the institute found in February.\u003c/p>\n\u003cp>Despite years of progress that made him optimistic, Hayes expects the end of the Affordable Connectivity Program to widen the digital divide for students and low-income households.\u003c/p>\n\u003cp>“Things are going to get worse for people on the margins,” he told CalMatters. “Even if you’re in a place with fiber in the ground, if you suddenly can’t afford it, I do expect that that gap to widen.”\u003c/p>\n\u003cp>Still, Hayes notes that a number of federal programs continue to fund efforts to end the digital divide, including the Department of Treasury’s coronavirus projects fund and the broadband equity and access deployment program. There’s also a \u003ca href=\"https://calmatters.org/california-divide/2023/10/california-broadband/\">$6 billion state program\u003c/a> to fund broadband infrastructure projects, and earlier this month the state of California received a $70 million federal grant to implement a digital equity plan. But he said these programs don’t address a key issue at the heart of the matter: \u003ca href=\"https://calmatters.org/projects/california-broadband-student-access/\">high monthly costs\u003c/a> charged by internet service providers.\u003c/p>\n\u003cp>The average cost of home internet is $83 a month, according to a \u003ca href=\"https://broadbandforall.cdt.ca.gov/wp-content/uploads/sites/19/2023/12/2023-Statewide-Digital-Equity-Survey-Final-Remediated-Report.pdf\">2023 survey\u003c/a> by the California Department Of Technology. Latino households, people who live in rural areas, and low-income households are amongst those most in need of internet service, said the survey released in summer 2023. Roughly 3.5 million Californians still lack internet access due to lack of infrastructure, affordability, or other issues, according to the survey.\u003c/p>\n\u003cp>Sunne McPeak works to end the digital divide as the president and CEO of the California Emerging Technology Fund, which is informing people who received Affordable Connectivity Program money about low-cost \u003ca href=\"https://www.internetforallnow.org/\">options available from internet service providers\u003c/a>.\u003c/p>\n\u003cp>She said there are two important next steps for California to close the digital divide despite the end of the program:\u003c/p>\n\u003cul>\n\u003cli>The Federal Communications Commission needs to keep sharing data with state agencies that administer federal assistance programs like Medi-Cal; groups attempting to bridge the digital divide use this data to reach households\u003c/li>\n\u003cli>Do as \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240ab1588?slug=CA_202320240AB1588\">AB 1588\u003c/a> and \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb1179?slug=CA_202320240SB1179\">SB 1179\u003c/a> propose and require internet service providers extend affordable offers to people who were eligible for the Affordable Connectivity Program. She said companies like AT&T, Comcast, Cox, and Frontier already do so.\u003c/li>\n\u003c/ul>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“It’s a total political problem,” McPeak said about the digital divide. “They could solve it tomorrow with the right will.”\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11984321/millions-of-californians-face-internet-dilemma-as-affordable-subsidy-ends","authors":["byline_news_11984321"],"categories":["news_8"],"tags":["news_21405","news_27626","news_31079","news_32709"],"affiliates":["news_18481"],"featImg":"news_11984323","label":"source_news_11984321"},"news_11984163":{"type":"posts","id":"news_11984163","meta":{"index":"posts_1591205157","site":"news","id":"11984163","score":null,"sort":[1714244427000]},"guestAuthors":[],"slug":"california-caps-rising-health-care-costs-heres-how-it-works","title":"California Regulators Just Approved New Rule to Cap Health Care Costs. Here's How It Works","publishDate":1714244427,"format":"standard","headTitle":"California Regulators Just Approved New Rule to Cap Health Care Costs. Here’s How It Works | KQED","labelTerm":{"term":18481,"site":"news"},"content":"\u003cp>You won’t notice it right away, but a new California state agency took a major step this week toward \u003ca href=\"https://calmatters.org/health/2024/02/health-care-costs-cap/\">reining in the seemingly uncontrollable costs of health care\u003c/a>.\u003c/p>\n\u003cp>The \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220SB184\">Office of Health Care Affordability\u003c/a> approved the state’s first cap on health industry spending increases, limiting growth to 3% by 2029. This means that hospitals, doctors and health insurers will need to find ways to cut costs to prevent annual per capita spending from exceeding the target. Between 2015 and 2020, per capita health spending in California grew more than 5% each year, according to federal data.\u003c/p>\n\u003cp>A board appointed by Gov. Gavin Newsom and the Legislature on Wednesday approved the new regulations in a 6–1 vote.\u003c/p>\n\u003cp>Health and Human Services Secretary Dr. Mark Ghaly, who chairs the board, said the regulations recognize that Californians are struggling every day to pay for\u003ca href=\"https://calmatters.org/category/health/\"> health care\u003c/a> and that the state has a role in helping them.\u003c/p>\n\u003cp>“We have a place in making sure it becomes more affordable,” Ghaly said.\u003c/p>\n\u003cp>Hospitals, doctors and insurers battled over the regulations for months, arguing that rising inflation and labor costs would make the target impossible to achieve. An earlier proposal would have moved more aggressively to cap costs. The final version gives the industry time to rein in spending.\u003c/p>\n\u003cp>Ghaly said he is confident that health care industry leaders will be able to find solutions to meet the new target. “When that happens, it’s going to be great for Californians.”\u003c/p>\n\u003ch2 id=\"h-how-does-it-work\" class=\"wp-block-heading\">How does it work?\u003c/h2>\n\u003cp>Increased health spending most often translates to higher out-of-pocket costs for consumers through premiums, deductibles and copays. The annual spending benchmark would require health care providers to limit spending growth to 3.5% next year, decreasing to 3% by 2029. Providers — including hospitals, doctors groups and health insurers — must submit spending data to the state to demonstrate that they comply with the cap.\u003c/p>\n\u003cp>The affordability office also has the authority to enforce penalties, including performance improvement plans and fines, for organizations that exceed the benchmark. It will not enforce penalties until 2029.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Assemblymember Jim Wood, a Democrat from Ukiah, at the meeting, urged the board to send a clear message to Californians that the state is taking affordability seriously. Wood spearheaded the legislation that created the office in 2022.\u003c/p>\n\u003cp>“It is not an exaggeration to say that people are deciding whether to get food on the table or get their medicines,” Wood said. “This is not an exercise. This is an effort to impact the real-life experiences of people in California.”\u003c/p>\n\u003ch2 id=\"h-how-will-providers-lower-health-care-costs\" class=\"wp-block-heading\">How will providers lower health care costs?\u003c/h2>\n\u003cp>Ultimately, it’s up to the health care organizations.\u003c/p>\n\u003cp>The board hopes health care organizations will crack down on inefficient and wasteful health spending, such as administrative inefficiency and redundant or poorly coordinated testing. But it doesn’t want to discourage spending on primary care and behavioral health. The affordability office will monitor spending in those areas to ensure organizations do not reduce services or access to preventative care.\u003c/p>\n\u003ch2 id=\"h-will-californians-see-cheaper-health-care\" class=\"wp-block-heading\">Will Californians see cheaper health care?\u003c/h2>\n\u003cp>Yes, but it may not feel like it.\u003c/p>\n\u003cp>The growth cap is not a mandate for providers to lower prices. Californians will not pay less for health insurance next year than they did this year. For those who already can’t afford health care — some estimates peg that number at \u003ca href=\"https://www.chcf.org/publication/2024-chcf-california-health-policy-survey/\" target=\"_blank\" rel=\"noreferrer noopener\">more than 50% of Californians \u003c/a>— the cap won’t bring any immediate relief.\u003c/p>\n\u003cp>The goal of the cap is to prevent future prices from increasing uncontrollably. This year, health insurance premiums on the state’s Affordable Care Act Exchange increased by 9.6% statewide, with double-digit increases in many regions. Personal health care spending shot up 60% between 2010 and 2020, reaching $405 billion, according to federal data. That’s $10,299 per person. \u003ca href=\"https://www.healthsystemtracker.org/brief/tracking-the-rise-in-premium-contributions-and-cost-sharing-for-families-with-large-employer-coverage/#Cumulative%20growth%20in%20out-of-pocket%20and%20total%20health%20spending%20for%20people%20with%20large%20employer%20coverage,%202007-2017\" target=\"_blank\" rel=\"noreferrer noopener\">Household health spending\u003c/a> has also grown twice as fast as wages, according to the Kaiser Family Foundation.\u003c/p>\n\u003cp>In an effort to recognize how many Californians can’t pay for health care, the affordability office tied the cap to the average annual median household income growth, which has historically been about 3% over the past two decades.\u003c/p>\n\u003ch2 id=\"h-will-california-succeed\" class=\"wp-block-heading\">Will California succeed?\u003c/h2>\n\u003cp>California is not the first state to try to lower health care costs. \u003ca href=\"https://www.chcf.org/publication/cost-commissions-eight-states-address-cost-growth/\" target=\"_blank\" rel=\"noreferrer noopener\">Eight other states\u003c/a> have similar cost benchmarks, although California’s is one of the more aggressive targets.\u003c/p>\n\u003cp>Massachusetts, the first state to set a health spending benchmark, has largely met its target growth rate of 3.6% over the past 10 years.\u003c/p>\n\u003cp>However, in recent years, with the impact of the COVID-19 pandemic, states have found it harder to contain costs. \u003ca href=\"https://www.healthaffairs.org/content/forefront/6-29-angeles-piece\" target=\"_blank\" rel=\"noreferrer noopener\">Connecticut, Delaware and Massachusetts\u003c/a> significantly surpassed their spending targets between 2020 and 2021 primarily because of increased health care use, according to a report by the policy journal Health Affairs.\u003c/p>\n\u003ch2 id=\"h-who-opposed-the-spending-cap\" class=\"wp-block-heading\">Who opposed the spending cap?\u003c/h2>\n\u003cp>Former state Sen. Dr. Richard Pan was the sole no-vote on the new regulations, arguing that the state needed to recognize how changing population needs, such as aging, would affect future health care spending.\u003c/p>\n\u003cp>Pan and groups representing hospitals and doctors have argued that the state should have set a more “realistic” target rather than one most organizations will fail to achieve.\u003c/p>\n\u003cp>In a letter to the board, the California Hospital Association proposed a 6.3% target for 2025 and urged state regulators to consider how inflation, aging and a new law that raises the state \u003ca href=\"https://calmatters.org/health/2023/11/california-health-care-minimum-wage-cost/#:~:text=While%20the%20original%20bill%20would,because%20of%20the%20new%20law.\" target=\"_blank\" rel=\"noreferrer noopener\">minimum wage for health care workers\u003c/a> would drive up costs. Association President Carmela Coyle said in a statement after the vote that the new regulations will worsen access to care as organizations are forced to make cuts.\u003c/p>\n\u003cp>“The office is charged by law to do more than limit spending,” Coyle said. “It’s imperative that the board analyze the impact of its decision on patients and create a process to reconsider future targets to protect access to equitable, quality care for every Californian.”\u003c/p>\n\u003cp>The California Association of Health Plans, representing most insurers, and the California Medical Association, representing doctors, voiced support for the phased-in 3% target this week but have previously pushed the affordability office to consider other options.\u003c/p>\n\u003cp>“Adopting a 3% health care spending growth target, which most physician practices and health care entities will be unable to meet, will negatively impact access to health care for Californians,” medical association President Dr. Tanya Spirtos wrote ahead of the vote.\u003c/p>\n\u003ch2 id=\"h-who-supported-the-health-spending-cap\" class=\"wp-block-heading\">Who supported the health spending cap?\u003c/h2>\n\u003cp>The new regulations are largely supported by unions, employers and consumer advocates. Supporters turned up in force at the vote to give examples of how housekeepers, bartenders, teachers, carpenters, nurses and other workers cannot afford health care even with insurance and frequently forgo raises to pay for ever-growing medical spending.\u003c/p>\n\u003cp>[aside label=\"Related Stories\" postID=\"news_11975284,science_1991871,news_11983752\"]“Consumers, particularly people of color, are burdened by record medical debt and are making daily choices between health care, housing, and food,” said Kiran Savage-Sangwan, executive director of the California Pan-Ethnic Health Network, at the meeting. “If we want a different outcome, we need to change the incentives in our system.”\u003c/p>\n\u003cp>Anthony Wright, executive director of Health Access California, said the new spending target was “long-awaited, but welcome news for Californians.”\u003c/p>\n\u003cp>“California consumers, patients and payers have been screaming for years about the cost,” Wright said. “This will provide some downward pressure on what has been ever-increasing hikes in our health care costs.”\u003c/p>\n\u003cp>\u003cem>Supported by the California Health Care Foundation (CHCF), which works to ensure that\u003c/em> \u003cem>people have access to the care they need, when they need it, at a price they can afford. Visit \u003c/em>\u003ca href=\"http://www.chcf.org/\">\u003cem>www.chcf.org\u003c/em>\u003c/a>\u003cem> to learn more.\u003c/em>\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"California now is one of 9 states with regulations limiting health care cost increases. Consumers won’t necessarily notice the changes, but supporters say they will make a difference over time.","status":"publish","parent":0,"modified":1714246821,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":33,"wordCount":1327},"headData":{"title":"California Regulators Just Approved New Rule to Cap Health Care Costs. Here's How It Works | KQED","description":"California now is one of 9 states with regulations limiting health care cost increases. Consumers won’t necessarily notice the changes, but supporters say they will make a difference over time.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"California Regulators Just Approved New Rule to Cap Health Care Costs. Here's How It Works","datePublished":"2024-04-27T19:00:27.000Z","dateModified":"2024-04-27T19:40:21.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"sticky":false,"nprByline":"\u003ca href=\"https://calmatters.org/author/kristen-hwang/\">Kristen Hwang\u003c/a>","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11984163/california-caps-rising-health-care-costs-heres-how-it-works","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>You won’t notice it right away, but a new California state agency took a major step this week toward \u003ca href=\"https://calmatters.org/health/2024/02/health-care-costs-cap/\">reining in the seemingly uncontrollable costs of health care\u003c/a>.\u003c/p>\n\u003cp>The \u003ca href=\"https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202120220SB184\">Office of Health Care Affordability\u003c/a> approved the state’s first cap on health industry spending increases, limiting growth to 3% by 2029. This means that hospitals, doctors and health insurers will need to find ways to cut costs to prevent annual per capita spending from exceeding the target. Between 2015 and 2020, per capita health spending in California grew more than 5% each year, according to federal data.\u003c/p>\n\u003cp>A board appointed by Gov. Gavin Newsom and the Legislature on Wednesday approved the new regulations in a 6–1 vote.\u003c/p>\n\u003cp>Health and Human Services Secretary Dr. Mark Ghaly, who chairs the board, said the regulations recognize that Californians are struggling every day to pay for\u003ca href=\"https://calmatters.org/category/health/\"> health care\u003c/a> and that the state has a role in helping them.\u003c/p>\n\u003cp>“We have a place in making sure it becomes more affordable,” Ghaly said.\u003c/p>\n\u003cp>Hospitals, doctors and insurers battled over the regulations for months, arguing that rising inflation and labor costs would make the target impossible to achieve. An earlier proposal would have moved more aggressively to cap costs. The final version gives the industry time to rein in spending.\u003c/p>\n\u003cp>Ghaly said he is confident that health care industry leaders will be able to find solutions to meet the new target. “When that happens, it’s going to be great for Californians.”\u003c/p>\n\u003ch2 id=\"h-how-does-it-work\" class=\"wp-block-heading\">How does it work?\u003c/h2>\n\u003cp>Increased health spending most often translates to higher out-of-pocket costs for consumers through premiums, deductibles and copays. The annual spending benchmark would require health care providers to limit spending growth to 3.5% next year, decreasing to 3% by 2029. Providers — including hospitals, doctors groups and health insurers — must submit spending data to the state to demonstrate that they comply with the cap.\u003c/p>\n\u003cp>The affordability office also has the authority to enforce penalties, including performance improvement plans and fines, for organizations that exceed the benchmark. It will not enforce penalties until 2029.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Assemblymember Jim Wood, a Democrat from Ukiah, at the meeting, urged the board to send a clear message to Californians that the state is taking affordability seriously. Wood spearheaded the legislation that created the office in 2022.\u003c/p>\n\u003cp>“It is not an exaggeration to say that people are deciding whether to get food on the table or get their medicines,” Wood said. “This is not an exercise. This is an effort to impact the real-life experiences of people in California.”\u003c/p>\n\u003ch2 id=\"h-how-will-providers-lower-health-care-costs\" class=\"wp-block-heading\">How will providers lower health care costs?\u003c/h2>\n\u003cp>Ultimately, it’s up to the health care organizations.\u003c/p>\n\u003cp>The board hopes health care organizations will crack down on inefficient and wasteful health spending, such as administrative inefficiency and redundant or poorly coordinated testing. But it doesn’t want to discourage spending on primary care and behavioral health. The affordability office will monitor spending in those areas to ensure organizations do not reduce services or access to preventative care.\u003c/p>\n\u003ch2 id=\"h-will-californians-see-cheaper-health-care\" class=\"wp-block-heading\">Will Californians see cheaper health care?\u003c/h2>\n\u003cp>Yes, but it may not feel like it.\u003c/p>\n\u003cp>The growth cap is not a mandate for providers to lower prices. Californians will not pay less for health insurance next year than they did this year. For those who already can’t afford health care — some estimates peg that number at \u003ca href=\"https://www.chcf.org/publication/2024-chcf-california-health-policy-survey/\" target=\"_blank\" rel=\"noreferrer noopener\">more than 50% of Californians \u003c/a>— the cap won’t bring any immediate relief.\u003c/p>\n\u003cp>The goal of the cap is to prevent future prices from increasing uncontrollably. This year, health insurance premiums on the state’s Affordable Care Act Exchange increased by 9.6% statewide, with double-digit increases in many regions. Personal health care spending shot up 60% between 2010 and 2020, reaching $405 billion, according to federal data. That’s $10,299 per person. \u003ca href=\"https://www.healthsystemtracker.org/brief/tracking-the-rise-in-premium-contributions-and-cost-sharing-for-families-with-large-employer-coverage/#Cumulative%20growth%20in%20out-of-pocket%20and%20total%20health%20spending%20for%20people%20with%20large%20employer%20coverage,%202007-2017\" target=\"_blank\" rel=\"noreferrer noopener\">Household health spending\u003c/a> has also grown twice as fast as wages, according to the Kaiser Family Foundation.\u003c/p>\n\u003cp>In an effort to recognize how many Californians can’t pay for health care, the affordability office tied the cap to the average annual median household income growth, which has historically been about 3% over the past two decades.\u003c/p>\n\u003ch2 id=\"h-will-california-succeed\" class=\"wp-block-heading\">Will California succeed?\u003c/h2>\n\u003cp>California is not the first state to try to lower health care costs. \u003ca href=\"https://www.chcf.org/publication/cost-commissions-eight-states-address-cost-growth/\" target=\"_blank\" rel=\"noreferrer noopener\">Eight other states\u003c/a> have similar cost benchmarks, although California’s is one of the more aggressive targets.\u003c/p>\n\u003cp>Massachusetts, the first state to set a health spending benchmark, has largely met its target growth rate of 3.6% over the past 10 years.\u003c/p>\n\u003cp>However, in recent years, with the impact of the COVID-19 pandemic, states have found it harder to contain costs. \u003ca href=\"https://www.healthaffairs.org/content/forefront/6-29-angeles-piece\" target=\"_blank\" rel=\"noreferrer noopener\">Connecticut, Delaware and Massachusetts\u003c/a> significantly surpassed their spending targets between 2020 and 2021 primarily because of increased health care use, according to a report by the policy journal Health Affairs.\u003c/p>\n\u003ch2 id=\"h-who-opposed-the-spending-cap\" class=\"wp-block-heading\">Who opposed the spending cap?\u003c/h2>\n\u003cp>Former state Sen. Dr. Richard Pan was the sole no-vote on the new regulations, arguing that the state needed to recognize how changing population needs, such as aging, would affect future health care spending.\u003c/p>\n\u003cp>Pan and groups representing hospitals and doctors have argued that the state should have set a more “realistic” target rather than one most organizations will fail to achieve.\u003c/p>\n\u003cp>In a letter to the board, the California Hospital Association proposed a 6.3% target for 2025 and urged state regulators to consider how inflation, aging and a new law that raises the state \u003ca href=\"https://calmatters.org/health/2023/11/california-health-care-minimum-wage-cost/#:~:text=While%20the%20original%20bill%20would,because%20of%20the%20new%20law.\" target=\"_blank\" rel=\"noreferrer noopener\">minimum wage for health care workers\u003c/a> would drive up costs. Association President Carmela Coyle said in a statement after the vote that the new regulations will worsen access to care as organizations are forced to make cuts.\u003c/p>\n\u003cp>“The office is charged by law to do more than limit spending,” Coyle said. “It’s imperative that the board analyze the impact of its decision on patients and create a process to reconsider future targets to protect access to equitable, quality care for every Californian.”\u003c/p>\n\u003cp>The California Association of Health Plans, representing most insurers, and the California Medical Association, representing doctors, voiced support for the phased-in 3% target this week but have previously pushed the affordability office to consider other options.\u003c/p>\n\u003cp>“Adopting a 3% health care spending growth target, which most physician practices and health care entities will be unable to meet, will negatively impact access to health care for Californians,” medical association President Dr. Tanya Spirtos wrote ahead of the vote.\u003c/p>\n\u003ch2 id=\"h-who-supported-the-health-spending-cap\" class=\"wp-block-heading\">Who supported the health spending cap?\u003c/h2>\n\u003cp>The new regulations are largely supported by unions, employers and consumer advocates. Supporters turned up in force at the vote to give examples of how housekeepers, bartenders, teachers, carpenters, nurses and other workers cannot afford health care even with insurance and frequently forgo raises to pay for ever-growing medical spending.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"Related Stories ","postid":"news_11975284,science_1991871,news_11983752"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>“Consumers, particularly people of color, are burdened by record medical debt and are making daily choices between health care, housing, and food,” said Kiran Savage-Sangwan, executive director of the California Pan-Ethnic Health Network, at the meeting. “If we want a different outcome, we need to change the incentives in our system.”\u003c/p>\n\u003cp>Anthony Wright, executive director of Health Access California, said the new spending target was “long-awaited, but welcome news for Californians.”\u003c/p>\n\u003cp>“California consumers, patients and payers have been screaming for years about the cost,” Wright said. “This will provide some downward pressure on what has been ever-increasing hikes in our health care costs.”\u003c/p>\n\u003cp>\u003cem>Supported by the California Health Care Foundation (CHCF), which works to ensure that\u003c/em> \u003cem>people have access to the care they need, when they need it, at a price they can afford. Visit \u003c/em>\u003ca href=\"http://www.chcf.org/\">\u003cem>www.chcf.org\u003c/em>\u003c/a>\u003cem> to learn more.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11984163/california-caps-rising-health-care-costs-heres-how-it-works","authors":["byline_news_11984163"],"categories":["news_457","news_8"],"tags":["news_25015","news_18543","news_683"],"affiliates":["news_18481"],"featImg":"news_11984165","label":"news_18481"},"news_11984008":{"type":"posts","id":"news_11984008","meta":{"index":"posts_1591205157","site":"news","id":"11984008","score":null,"sort":[1714071614000]},"guestAuthors":[],"slug":"california-senator-proposes-bill-to-uncover-hidden-epidemic-of-domestic-violence-murders","title":"California Senator Proposes Bill to Uncover Hidden Epidemic of Domestic Violence Murders","publishDate":1714071614,"format":"standard","headTitle":"California Senator Proposes Bill to Uncover Hidden Epidemic of Domestic Violence Murders | KQED","labelTerm":{"term":18481,"site":"news"},"content":"\u003cp>Joanna Lewis’s family never believed she took her own life.\u003c/p>\n\u003cp>In 2011, \u003ca href=\"https://www.abc10.com/article/news/local/former-pastor-sent-to-prison-for-arson-while-da-probes-wifes-death/103-183501650\">investigators found her hanging\u003c/a> from a bathrobe’s belt inside a closet. The Solano County Cororner’s Office declared her death a suicide. But Lewis, 36, had \u003ca href=\"https://www.kcra.com/article/documents-detail-abuse-allegations-against-vacaville-pastor/6410963\">previously sought restraining orders\u003c/a> against her husband, Vacaville pastor Mark Lewis, accusing him of domestic violence.\u003c/p>\n\u003cp>Four years after her death, Mark Lewis was sentenced to eight years in prison after pleading no contest to hiring three people to throw a Molotov cocktail through the window of his ex-girlfriend’s Vacaville house. He had started dating that woman within days of his wife’s death, \u003ca href=\"https://www.goodmorningamerica.com/news/story/girlfriend-pastor-charged-arson-kill-23456987\">she told ABC News\u003c/a>.\u003c/p>\n\u003cp>Lewis has never faced charges in Joanna Lewis’ death, although deputies have opened the case twice. This week, a Solano County Sheriff’s Office spokesperson told CalMatters that the agency has reopened the investigation into Joanna Lewis’s death for a third time.\u003c/p>\n\u003cp>The review comes as California lawmakers consider a bill that would give the extended families of domestic violence victims the right to request additional scrutiny of death investigations they deem suspicious, as well as provide additional training for law enforcement to spot cover-ups of domestic violence murders. Its supporters are citing Joanna Lewis’s death as they advocate for the bill.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb989?slug=CA_202320240SB989\">Senate Bill 989\u003c/a>’s lead author is Sen. Angelique Ashby, a former Sacramento city council member who knows Lewis’s brother, Sacramento Fire Capt. Joseph Hunter. He testified beside Ashby last week before the Senate Public Safety Committee and again on Tuesday before the Senate’s Judiciary Committee. The bill passed both committees unanimously.\u003c/p>\n\u003cp>As he testified, he referred to his sister by her maiden name, which her \u003ca href=\"https://www.abc10.com/article/news/local/former-pastor-sent-to-prison-for-arson-while-da-probes-wifes-death/103-183501650\">family has used since her death\u003c/a>.\u003c/p>\n\u003cp>“This bill will bring justice to Joanna Hunter and so many other victims like her,” Hunter \u003ca href=\"https://digitaldemocracy.calmatters.org/hearings/257458?t=2310&f=8c5561e4bd64e7a53118bb37f9a52758\">told lawmakers\u003c/a>.\u003c/p>\n\u003cp>[aside postID=\"news_11980331,news_11983439,news_11965813\" label=\"Related Stories\"]The bill \u003ca href=\"https://www.theguardian.com/society/2024/mar/04/hidden-homicides-campaign-calls-for-review-of-cases-where-women-fell-from-height\">comes amid international calls\u003c/a> for police to take a dead woman’s history with a domestic abuser into account before declaring her death a suicide or an accident, citing examples of abusers covering up their crimes. Law enforcement organizations, however, argue that their investigators are already trained to spot death scenes that are staged to not look like a murder.\u003c/p>\n\u003cp>In an interview with CalMatters on Tuesday, Ashby said there could be as many as 800 to 1,200 “hidden homicides” in the U.S. each year, citing estimates from the bill’s sponsor, \u003ca href=\"https://www.linkedin.com/posts/casey-gwinn-3aa6697_hidden-homicide-activity-7187255061650051072-BAQg\">Alliance for HOPE International\u003c/a>, an advocacy group for victims of domestic violence. Ashby said that too often, the victim’s abuser is their spouse, who can block family members from pushing investigators to dig deeper, something the family alleges happened after Joanna Lewis’s death.\u003c/p>\n\u003cp>“If a firefighter brother can’t get a secondary autopsy,” Ashby said, “we clearly need a legal change.”\u003c/p>\n\u003cp>Lewis is no longer listed as a state prison inmate. CalMatters attempted to reach him through phone numbers and an email address found in public records. The numbers were disconnected, and the email account was disabled. Lewis’ attorney from his 2015 criminal case wasn’t listed on the Solano County Superior Court’s online case search.\u003c/p>\n\u003cp>The Solano County officials have conducted at least two other reviews of the case, \u003ca href=\"https://www.mercurynews.com/2014/02/28/solano-county-sheriffs-office-reopens-inquiry-into-death-of-embattled-vacaville-pastors-wife/\">once in 2014\u003c/a> and again in 2019, a sheriff’s spokesman told CalMatters. Lewis has not been charged with a crime related to his wife’s 2011 death. Solano County court records show that he was convicted by plea agreement of felony domestic violence in 1997. The records don’t say who his victim was.\u003c/p>\n\u003ch2>Who would get domestic violence records?\u003c/h2>\n\u003cfigure id=\"attachment_11984010\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984010\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06.jpg\" alt=\"A headstone in a cemetery for Joanna Lynn Lewis.\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Joanna Lynn Lewis’ headstone at Vacaville-Elmira Cemetery in Vacaville on April 24, 2024. \u003ccite>(Fred Greaves/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Ashby’s bill would give parents, siblings or the domestic violence victim’s children the right to obtain photos taken during a coroner’s investigation into a death declared a suicide so that they can have them for an independent review of the case.\u003c/p>\n\u003cp>Autopsy reports are generally public records, but photographs taken during a death investigation can only be given out to a victim’s “legal heir or their representative in connection with a potential or pending civil action relating to the decedent’s death,” according to the bill’s analysis.\u003c/p>\n\u003cp>“Right now, only an heir — a legal heir — has access to those records,” Casey Gwinn, the president of Alliance for HOPE International, \u003ca href=\"https://digitaldemocracy.calmatters.org/hearings/257458?t=2200&f=8c5561e4bd64e7a53118bb37f9a52758\">told lawmakers\u003c/a>. “And in the cases of domestic violence homicide, the legal heir may actually be the killer. We believe family members should have the same access to records.”\u003c/p>\n\u003cp>California’s District Attorneys Association supports Ashby’s bill, which has Sen. Susan Rubio, a Democrat from West Covina, as a co-author. Before becoming a senator, Rubio \u003ca href=\"https://calmatters.org/justice/2019/08/susan-rubio-domestic-violence-bill-roger-hernandez-exhale/\">accused her then-husband\u003c/a>, Assemblyman Roger Hernandez, \u003ca href=\"https://www.latimes.com/politics/essential/la-pol-sac-essential-politics-updates-201608-htmlstory.html#embattled-assemblyman-roger-hernandez-drops-bid-for-congress-i-dont-have-the-fight-in-me-to-continue\">of domestic violence in 2016\u003c/a> as he was serving his final term. He denied the allegations.\u003c/p>\n\u003ch2>California police oppose death records bill\u003c/h2>\n\u003cp>However, some law enforcement groups argue that the training and other investigative requirements under Rubio’s and Ashby’s bill are redundant. Investigators, they say, are already trained to look for signs of hidden foul play at what’s known as an “unattended death” when someone dies outside of a medical setting.\u003c/p>\n\u003cp>“It has been our experience that these staged crimes are quickly recognized by our investigators out in the field due to our current policies and procedures that we have in place,” Lt. Julio De Leon of the Riverside County Sheriff’s Office told the judiciary committee on Tuesday. “And we investigate all unattended deaths out in the field. All of them.”\u003c/p>\n\u003cp>The bill also gives family members the right to request another law enforcement agency to review a death investigation officially deemed a suicide or an accident if there is a documented history of domestic violence. If the local cops don’t take up the review, the family may seek a review of the case from a federally authorized “public or private nonprofit agency” that trains law enforcement on domestic violence investigations, according to the \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb989?slug=CA_202320240SB989\">bill analysis\u003c/a>.\u003c/p>\n\u003cp>De Leon said the bill doesn’t say which agency would pay for the additional review or provide a means to cover the costs.\u003c/p>\n\u003cp>“Why should residents of a particular city fund and pay and dedicate officers to investigate a crime that was potentially committed outside of their jurisdiction?” he asked.\u003c/p>\n\u003cp>Ashby brushed off concerns over unintended costs, saying nonprofit domestic violence organizations are willing to conduct death investigation reviews for families for free.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>“The members of Joanna Hunter’s family would disagree that more cannot be done to protect families,” she said. “They would be joined by thousands of other families whose loved ones did not receive justice in death.”\u003c/p>\n\n","blocks":[],"excerpt":"A state senator says there’s a “hidden homicide” epidemic of killers making domestic violence murders look like suicides or accidents. Her bill would give families a right to seek an independent review of death investigations.","status":"publish","parent":0,"modified":1714076929,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":26,"wordCount":1196},"headData":{"title":"California Senator Proposes Bill to Uncover Hidden Epidemic of Domestic Violence Murders | KQED","description":"A state senator says there’s a “hidden homicide” epidemic of killers making domestic violence murders look like suicides or accidents. Her bill would give families a right to seek an independent review of death investigations.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"California Senator Proposes Bill to Uncover Hidden Epidemic of Domestic Violence Murders","datePublished":"2024-04-25T19:00:14.000Z","dateModified":"2024-04-25T20:28:49.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"sticky":false,"nprByline":"Ryan Sabalow, CalMatters","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11984008/california-senator-proposes-bill-to-uncover-hidden-epidemic-of-domestic-violence-murders","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Joanna Lewis’s family never believed she took her own life.\u003c/p>\n\u003cp>In 2011, \u003ca href=\"https://www.abc10.com/article/news/local/former-pastor-sent-to-prison-for-arson-while-da-probes-wifes-death/103-183501650\">investigators found her hanging\u003c/a> from a bathrobe’s belt inside a closet. The Solano County Cororner’s Office declared her death a suicide. But Lewis, 36, had \u003ca href=\"https://www.kcra.com/article/documents-detail-abuse-allegations-against-vacaville-pastor/6410963\">previously sought restraining orders\u003c/a> against her husband, Vacaville pastor Mark Lewis, accusing him of domestic violence.\u003c/p>\n\u003cp>Four years after her death, Mark Lewis was sentenced to eight years in prison after pleading no contest to hiring three people to throw a Molotov cocktail through the window of his ex-girlfriend’s Vacaville house. He had started dating that woman within days of his wife’s death, \u003ca href=\"https://www.goodmorningamerica.com/news/story/girlfriend-pastor-charged-arson-kill-23456987\">she told ABC News\u003c/a>.\u003c/p>\n\u003cp>Lewis has never faced charges in Joanna Lewis’ death, although deputies have opened the case twice. This week, a Solano County Sheriff’s Office spokesperson told CalMatters that the agency has reopened the investigation into Joanna Lewis’s death for a third time.\u003c/p>\n\u003cp>The review comes as California lawmakers consider a bill that would give the extended families of domestic violence victims the right to request additional scrutiny of death investigations they deem suspicious, as well as provide additional training for law enforcement to spot cover-ups of domestic violence murders. Its supporters are citing Joanna Lewis’s death as they advocate for the bill.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb989?slug=CA_202320240SB989\">Senate Bill 989\u003c/a>’s lead author is Sen. Angelique Ashby, a former Sacramento city council member who knows Lewis’s brother, Sacramento Fire Capt. Joseph Hunter. He testified beside Ashby last week before the Senate Public Safety Committee and again on Tuesday before the Senate’s Judiciary Committee. The bill passed both committees unanimously.\u003c/p>\n\u003cp>As he testified, he referred to his sister by her maiden name, which her \u003ca href=\"https://www.abc10.com/article/news/local/former-pastor-sent-to-prison-for-arson-while-da-probes-wifes-death/103-183501650\">family has used since her death\u003c/a>.\u003c/p>\n\u003cp>“This bill will bring justice to Joanna Hunter and so many other victims like her,” Hunter \u003ca href=\"https://digitaldemocracy.calmatters.org/hearings/257458?t=2310&f=8c5561e4bd64e7a53118bb37f9a52758\">told lawmakers\u003c/a>.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11980331,news_11983439,news_11965813","label":"Related Stories "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>The bill \u003ca href=\"https://www.theguardian.com/society/2024/mar/04/hidden-homicides-campaign-calls-for-review-of-cases-where-women-fell-from-height\">comes amid international calls\u003c/a> for police to take a dead woman’s history with a domestic abuser into account before declaring her death a suicide or an accident, citing examples of abusers covering up their crimes. Law enforcement organizations, however, argue that their investigators are already trained to spot death scenes that are staged to not look like a murder.\u003c/p>\n\u003cp>In an interview with CalMatters on Tuesday, Ashby said there could be as many as 800 to 1,200 “hidden homicides” in the U.S. each year, citing estimates from the bill’s sponsor, \u003ca href=\"https://www.linkedin.com/posts/casey-gwinn-3aa6697_hidden-homicide-activity-7187255061650051072-BAQg\">Alliance for HOPE International\u003c/a>, an advocacy group for victims of domestic violence. Ashby said that too often, the victim’s abuser is their spouse, who can block family members from pushing investigators to dig deeper, something the family alleges happened after Joanna Lewis’s death.\u003c/p>\n\u003cp>“If a firefighter brother can’t get a secondary autopsy,” Ashby said, “we clearly need a legal change.”\u003c/p>\n\u003cp>Lewis is no longer listed as a state prison inmate. CalMatters attempted to reach him through phone numbers and an email address found in public records. The numbers were disconnected, and the email account was disabled. Lewis’ attorney from his 2015 criminal case wasn’t listed on the Solano County Superior Court’s online case search.\u003c/p>\n\u003cp>The Solano County officials have conducted at least two other reviews of the case, \u003ca href=\"https://www.mercurynews.com/2014/02/28/solano-county-sheriffs-office-reopens-inquiry-into-death-of-embattled-vacaville-pastors-wife/\">once in 2014\u003c/a> and again in 2019, a sheriff’s spokesman told CalMatters. Lewis has not been charged with a crime related to his wife’s 2011 death. Solano County court records show that he was convicted by plea agreement of felony domestic violence in 1997. The records don’t say who his victim was.\u003c/p>\n\u003ch2>Who would get domestic violence records?\u003c/h2>\n\u003cfigure id=\"attachment_11984010\" class=\"wp-caption aligncenter\" style=\"max-width: 2000px\">\u003ca href=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06.jpg\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-11984010\" src=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06.jpg\" alt=\"A headstone in a cemetery for Joanna Lynn Lewis.\" width=\"2000\" height=\"1333\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06.jpg 2000w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-1536x1024.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2024/04/042424_Joanna-Lynn-Lewis_FG_CM_06-1920x1280.jpg 1920w\" sizes=\"(max-width: 2000px) 100vw, 2000px\">\u003c/a>\u003cfigcaption class=\"wp-caption-text\">Joanna Lynn Lewis’ headstone at Vacaville-Elmira Cemetery in Vacaville on April 24, 2024. \u003ccite>(Fred Greaves/CalMatters)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Ashby’s bill would give parents, siblings or the domestic violence victim’s children the right to obtain photos taken during a coroner’s investigation into a death declared a suicide so that they can have them for an independent review of the case.\u003c/p>\n\u003cp>Autopsy reports are generally public records, but photographs taken during a death investigation can only be given out to a victim’s “legal heir or their representative in connection with a potential or pending civil action relating to the decedent’s death,” according to the bill’s analysis.\u003c/p>\n\u003cp>“Right now, only an heir — a legal heir — has access to those records,” Casey Gwinn, the president of Alliance for HOPE International, \u003ca href=\"https://digitaldemocracy.calmatters.org/hearings/257458?t=2200&f=8c5561e4bd64e7a53118bb37f9a52758\">told lawmakers\u003c/a>. “And in the cases of domestic violence homicide, the legal heir may actually be the killer. We believe family members should have the same access to records.”\u003c/p>\n\u003cp>California’s District Attorneys Association supports Ashby’s bill, which has Sen. Susan Rubio, a Democrat from West Covina, as a co-author. Before becoming a senator, Rubio \u003ca href=\"https://calmatters.org/justice/2019/08/susan-rubio-domestic-violence-bill-roger-hernandez-exhale/\">accused her then-husband\u003c/a>, Assemblyman Roger Hernandez, \u003ca href=\"https://www.latimes.com/politics/essential/la-pol-sac-essential-politics-updates-201608-htmlstory.html#embattled-assemblyman-roger-hernandez-drops-bid-for-congress-i-dont-have-the-fight-in-me-to-continue\">of domestic violence in 2016\u003c/a> as he was serving his final term. He denied the allegations.\u003c/p>\n\u003ch2>California police oppose death records bill\u003c/h2>\n\u003cp>However, some law enforcement groups argue that the training and other investigative requirements under Rubio’s and Ashby’s bill are redundant. Investigators, they say, are already trained to look for signs of hidden foul play at what’s known as an “unattended death” when someone dies outside of a medical setting.\u003c/p>\n\u003cp>“It has been our experience that these staged crimes are quickly recognized by our investigators out in the field due to our current policies and procedures that we have in place,” Lt. Julio De Leon of the Riverside County Sheriff’s Office told the judiciary committee on Tuesday. “And we investigate all unattended deaths out in the field. All of them.”\u003c/p>\n\u003cp>The bill also gives family members the right to request another law enforcement agency to review a death investigation officially deemed a suicide or an accident if there is a documented history of domestic violence. If the local cops don’t take up the review, the family may seek a review of the case from a federally authorized “public or private nonprofit agency” that trains law enforcement on domestic violence investigations, according to the \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb989?slug=CA_202320240SB989\">bill analysis\u003c/a>.\u003c/p>\n\u003cp>De Leon said the bill doesn’t say which agency would pay for the additional review or provide a means to cover the costs.\u003c/p>\n\u003cp>“Why should residents of a particular city fund and pay and dedicate officers to investigate a crime that was potentially committed outside of their jurisdiction?” he asked.\u003c/p>\n\u003cp>Ashby brushed off concerns over unintended costs, saying nonprofit domestic violence organizations are willing to conduct death investigation reviews for families for free.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“The members of Joanna Hunter’s family would disagree that more cannot be done to protect families,” she said. “They would be joined by thousands of other families whose loved ones did not receive justice in death.”\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11984008/california-senator-proposes-bill-to-uncover-hidden-epidemic-of-domestic-violence-murders","authors":["byline_news_11984008"],"categories":["news_6188","news_8"],"tags":["news_33136","news_17759","news_3265"],"affiliates":["news_18481"],"featImg":"news_11984011","label":"news_18481"},"news_11983896":{"type":"posts","id":"news_11983896","meta":{"index":"posts_1591205157","site":"news","id":"11983896","score":null,"sort":[1713992432000]},"guestAuthors":[],"slug":"its-got-to-start-on-the-inside-how-this-training-program-for-people-in-prison-aims-to-keep-them-from-returning","title":"'It’s Got to Start on the Inside': How a Business-Training Program for People in Prison Aims to Keep Them From Returning","publishDate":1713992432,"format":"standard","headTitle":"‘It’s Got to Start on the Inside’: How a Business-Training Program for People in Prison Aims to Keep Them From Returning | KQED","labelTerm":{"term":18481,"site":"news"},"content":"\u003cp>Timothy Jackson never thought about becoming an entrepreneur until he spent 12 years in prison.\u003c/p>\n\u003cp>That’s where he came across and got inspired by other formerly incarcerated people who had started their own businesses. He then enrolled in a training program that gave him the skills and confidence to do the same.\u003c/p>\n\u003cp>“I saw people come back from the program empowered — they were changed,” Jackson said.\u003c/p>\n\u003cp>Now, he owns and runs Quality Touch Cleaning Systems, a San Diego-area business he started mostly to keep himself employed. He oversees five employees plus a couple of independent contractors and has clients in biotech, health care and other industries.\u003c/p>\n\u003cp>Jackson, 43, marveled at how far he’s come since he got out of prison in 2017 and started his business a year later. “Five, six years later, and I’m signing checks,” he said. “This is crazy.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Defy Ventures is a national nonprofit organization that runs the program that helped Jackson eventually launch his business. Its chief executive, Andrew Glazier, said the six- to nine-month program teaches employment-readiness and business skills to people in prison.\u003c/p>\n\u003cp>The program also addresses “self-limiting beliefs,” he said. “It’s about coming to terms with past trauma and creating a new narrative for yourself that isn’t based on liabilities of your past.”\u003c/p>\n\u003cp>The organization is one of many around the nation trying to minimize recidivism rates through its in-prison and community programs. Defy’s definition of recidivism aligns with the federal one: a return to prison if convicted of a crime or because of a parole violation. Defy — which is funded with public and private money — said its graduates have a 10% recidivism rate at the one-year mark and 15% at the three-year mark, compared with the U.S. rate of 20% and 39%, respectively, according to the most recent \u003ca href=\"https://bjs.ojp.gov/library/publications/recidivism-prisoners-released-34-states-2012-5-year-follow-period-2012-2017\">federal data\u003c/a>.\u003c/p>\n\u003cp>Jackson, who was among a cohort of almost 100 people who went through the program, placed second in a business-pitch competition. Defy awarded him a $7,000 grant to help start his business and connected him with a mentor, who Jackson said “was there every step of the way” and who has become like family to him.\u003c/p>\n\u003ch2 id=\"h-california-an-outlier\" class=\"wp-block-heading\">California an ‘outlier’\u003c/h2>\n\u003cp>Defy’s programs operate in 11 prisons in California and nearly a dozen in eight other states. Glazier said California and Wisconsin are the only two states that help provide grants for its programs, and the rest of its funding comes from corporations and foundations. Last year, 18% of the organization’s funding, or about $245,000, came from the California Department of Corrections and Rehabilitation, the California Community Reinvestment Grants Program and federal funds.\u003c/p>\n\u003cp>Glazier said California is an outlier not just because it provides funding but also because of its openness to programs like Defy’s. “Access and space are just as important as the funding,” he said.\u003c/p>\n\u003cp>“It’s got to start on the inside,” Glazier added, saying programs like Defy’s end up saving state money in the long run, given that the cost of housing a prisoner in California is \u003ca href=\"https://calmatters.org/justice/2024/01/california-prison-cost-per-inmate/#:~:text=The%20cost%20of%20imprisoning%20one,according%20to%20state%20finance%20documents.\">now more than $132,000 a year\u003c/a>. “If you wait till people come home, by and large, it’s too late.”[aside label=\"related coverage\" tag=\"recidivism\"]A total of 936 people took part in Defy’s prison programs last year, 497 of them in California. The organization helped an additional 168 people nationwide with career and re-entry services after they were released from prison, 123 of whom were in the state. And 19 of its graduates launched businesses last year, 10 in California.\u003c/p>\n\u003cp>Among Defy’s funders is Checkr, a San Francisco-based software company that does background checks for employers. Checkr advocates for fair-chance hiring and says its workforce is 5% formerly incarcerated people. In California, the Fair Chance Act prohibits employers with five or more employees from asking about potential employees’ conviction history before making them a job offer. And \u003ca href=\"https://calmatters.org/justice/2024/03/california-criminal-records-expungement-law/\">a new state law\u003c/a> that took effect last year allows for most people with felony convictions to ask for their records to be cleared.\u003c/p>\n\u003cp>Checkr Foundation, the company’s fledgling philanthropic arm, recently awarded Defy a $25,000 grant. The foundation’s executive director is Ken Oliver, who \u003ca href=\"https://www.reuters.com/legal/government/prisoner-philanthropist-remarkable-journey-ken-oliver-2021-12-09/\">spent more than two decades in prison\u003c/a> and has been advocating for formerly incarcerated people since he got out in 2019.\u003c/p>\n\u003cp>Oliver said Checkr just launched an apprenticeship program, bringing in nine men and women at “all levels of the business, giving them nice salaries for being fresh out of prison, and benefits.”\u003c/p>\n\u003cp>He said that kind of support can do wonders for formerly incarcerated people since society tends to “judge” them — a sentiment echoed by several such people who spoke with CalMatters, all of whom faced challenges getting a job when they first got out of jail or prison.\u003c/p>\n\u003cp>“Give people a job for $80,000, all of a sudden they’re model citizens,” Oliver said.\u003c/p>\n\u003ch2 id=\"h-post-prison-success-stories\" class=\"wp-block-heading\">Post-prison success stories\u003c/h2>\n\u003cp>Other Defy graduates already have jobs at Checkr.\u003c/p>\n\u003cp>They include Jaylene Leslie of Contra Costa County, who went through Defy’s training program after she got out of Santa Rita County Jail in Dublin and had trouble finding a job because of her record. After she finished Defy’s program, she won some grants to start a catering business and did that for a while. Then, she landed a job at Checkr, where she has been for the past six years, most recently on the customer-success team.\u003c/p>\n\u003cp>Leslie, who is 55, said that at one point, she had lost “everything — job, house, car.” But getting a job at Checkr helped her get those things back. “If I didn’t have the compensation from a full-time tech position, I don’t think I’d be able to live in the Bay Area,” she said.\u003c/p>\n\u003cp>Adam Garcia, who lives near Grass Valley, an hour northeast of Sacramento, has similar feelings about Defy — and Checkr. That’s why, despite completing an almost 20-year prison sentence in 2019, he returns to prison to volunteer and try to inspire others. Garcia, 43, went through Defy’s program, then eventually got a job at Checkr, where he is on the talent team and will soon be a recruiter.\u003c/p>\n\u003cp>About 10 years into his sentence, Garcia said, “I didn’t want to hurt my family anymore.”\u003c/p>\n\u003cp>So he thought, “If I get a whole bunch of certificates, let me do the song and dance for the [parole] board so I can get out of prison.” But after the various programs and group sessions he attended, he said his mindset genuinely began to change.\u003c/p>\n\u003cp>All of that prepared him for Defy’s program. Garcia likened its “very intensive curriculum” to a semester in college. The program only has a 65% graduation rate, according to Glazier, its CEO.\u003c/p>\n\u003cp>Garcia, who entered the program with about a year to go in his sentence, said it also provided him with a laptop and a gift card to Men’s Wearhouse when he got out of prison.\u003c/p>\n\u003cp>Now, at Checkr, he is doing some of the things he was previously volunteering to do “and getting paid for it,” Garcia said. “I was excited for myself and excited that the company was investing in me and people like me.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>Jackson, the cleaning business owner, is similarly enthusiastic about how his life has changed. He said going through the Defy program helped him “transition from hope to transformation.”\u003c/p>\n\n","blocks":[],"excerpt":"The program, run by a national nonprofit, offers intensive multi-month training on employment readiness and business skills for people in prison.","status":"publish","parent":0,"modified":1713989060,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":29,"wordCount":1333},"headData":{"title":"'It’s Got to Start on the Inside': How a Business-Training Program for People in Prison Aims to Keep Them From Returning | KQED","description":"The program, run by a national nonprofit, offers intensive multi-month training on employment readiness and business skills for people in prison.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"'It’s Got to Start on the Inside': How a Business-Training Program for People in Prison Aims to Keep Them From Returning","datePublished":"2024-04-24T21:00:32.000Z","dateModified":"2024-04-24T20:04:20.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"sticky":false,"nprByline":"\u003ca href=\"https://calmatters.org/author/levi-sumagaysay/\">Levi Sumagaysay\u003c/a>","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11983896/its-got-to-start-on-the-inside-how-this-training-program-for-people-in-prison-aims-to-keep-them-from-returning","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Timothy Jackson never thought about becoming an entrepreneur until he spent 12 years in prison.\u003c/p>\n\u003cp>That’s where he came across and got inspired by other formerly incarcerated people who had started their own businesses. He then enrolled in a training program that gave him the skills and confidence to do the same.\u003c/p>\n\u003cp>“I saw people come back from the program empowered — they were changed,” Jackson said.\u003c/p>\n\u003cp>Now, he owns and runs Quality Touch Cleaning Systems, a San Diego-area business he started mostly to keep himself employed. He oversees five employees plus a couple of independent contractors and has clients in biotech, health care and other industries.\u003c/p>\n\u003cp>Jackson, 43, marveled at how far he’s come since he got out of prison in 2017 and started his business a year later. “Five, six years later, and I’m signing checks,” he said. “This is crazy.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Defy Ventures is a national nonprofit organization that runs the program that helped Jackson eventually launch his business. Its chief executive, Andrew Glazier, said the six- to nine-month program teaches employment-readiness and business skills to people in prison.\u003c/p>\n\u003cp>The program also addresses “self-limiting beliefs,” he said. “It’s about coming to terms with past trauma and creating a new narrative for yourself that isn’t based on liabilities of your past.”\u003c/p>\n\u003cp>The organization is one of many around the nation trying to minimize recidivism rates through its in-prison and community programs. Defy’s definition of recidivism aligns with the federal one: a return to prison if convicted of a crime or because of a parole violation. Defy — which is funded with public and private money — said its graduates have a 10% recidivism rate at the one-year mark and 15% at the three-year mark, compared with the U.S. rate of 20% and 39%, respectively, according to the most recent \u003ca href=\"https://bjs.ojp.gov/library/publications/recidivism-prisoners-released-34-states-2012-5-year-follow-period-2012-2017\">federal data\u003c/a>.\u003c/p>\n\u003cp>Jackson, who was among a cohort of almost 100 people who went through the program, placed second in a business-pitch competition. Defy awarded him a $7,000 grant to help start his business and connected him with a mentor, who Jackson said “was there every step of the way” and who has become like family to him.\u003c/p>\n\u003ch2 id=\"h-california-an-outlier\" class=\"wp-block-heading\">California an ‘outlier’\u003c/h2>\n\u003cp>Defy’s programs operate in 11 prisons in California and nearly a dozen in eight other states. Glazier said California and Wisconsin are the only two states that help provide grants for its programs, and the rest of its funding comes from corporations and foundations. Last year, 18% of the organization’s funding, or about $245,000, came from the California Department of Corrections and Rehabilitation, the California Community Reinvestment Grants Program and federal funds.\u003c/p>\n\u003cp>Glazier said California is an outlier not just because it provides funding but also because of its openness to programs like Defy’s. “Access and space are just as important as the funding,” he said.\u003c/p>\n\u003cp>“It’s got to start on the inside,” Glazier added, saying programs like Defy’s end up saving state money in the long run, given that the cost of housing a prisoner in California is \u003ca href=\"https://calmatters.org/justice/2024/01/california-prison-cost-per-inmate/#:~:text=The%20cost%20of%20imprisoning%20one,according%20to%20state%20finance%20documents.\">now more than $132,000 a year\u003c/a>. “If you wait till people come home, by and large, it’s too late.”\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"related coverage ","tag":"recidivism"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>A total of 936 people took part in Defy’s prison programs last year, 497 of them in California. The organization helped an additional 168 people nationwide with career and re-entry services after they were released from prison, 123 of whom were in the state. And 19 of its graduates launched businesses last year, 10 in California.\u003c/p>\n\u003cp>Among Defy’s funders is Checkr, a San Francisco-based software company that does background checks for employers. Checkr advocates for fair-chance hiring and says its workforce is 5% formerly incarcerated people. In California, the Fair Chance Act prohibits employers with five or more employees from asking about potential employees’ conviction history before making them a job offer. And \u003ca href=\"https://calmatters.org/justice/2024/03/california-criminal-records-expungement-law/\">a new state law\u003c/a> that took effect last year allows for most people with felony convictions to ask for their records to be cleared.\u003c/p>\n\u003cp>Checkr Foundation, the company’s fledgling philanthropic arm, recently awarded Defy a $25,000 grant. The foundation’s executive director is Ken Oliver, who \u003ca href=\"https://www.reuters.com/legal/government/prisoner-philanthropist-remarkable-journey-ken-oliver-2021-12-09/\">spent more than two decades in prison\u003c/a> and has been advocating for formerly incarcerated people since he got out in 2019.\u003c/p>\n\u003cp>Oliver said Checkr just launched an apprenticeship program, bringing in nine men and women at “all levels of the business, giving them nice salaries for being fresh out of prison, and benefits.”\u003c/p>\n\u003cp>He said that kind of support can do wonders for formerly incarcerated people since society tends to “judge” them — a sentiment echoed by several such people who spoke with CalMatters, all of whom faced challenges getting a job when they first got out of jail or prison.\u003c/p>\n\u003cp>“Give people a job for $80,000, all of a sudden they’re model citizens,” Oliver said.\u003c/p>\n\u003ch2 id=\"h-post-prison-success-stories\" class=\"wp-block-heading\">Post-prison success stories\u003c/h2>\n\u003cp>Other Defy graduates already have jobs at Checkr.\u003c/p>\n\u003cp>They include Jaylene Leslie of Contra Costa County, who went through Defy’s training program after she got out of Santa Rita County Jail in Dublin and had trouble finding a job because of her record. After she finished Defy’s program, she won some grants to start a catering business and did that for a while. Then, she landed a job at Checkr, where she has been for the past six years, most recently on the customer-success team.\u003c/p>\n\u003cp>Leslie, who is 55, said that at one point, she had lost “everything — job, house, car.” But getting a job at Checkr helped her get those things back. “If I didn’t have the compensation from a full-time tech position, I don’t think I’d be able to live in the Bay Area,” she said.\u003c/p>\n\u003cp>Adam Garcia, who lives near Grass Valley, an hour northeast of Sacramento, has similar feelings about Defy — and Checkr. That’s why, despite completing an almost 20-year prison sentence in 2019, he returns to prison to volunteer and try to inspire others. Garcia, 43, went through Defy’s program, then eventually got a job at Checkr, where he is on the talent team and will soon be a recruiter.\u003c/p>\n\u003cp>About 10 years into his sentence, Garcia said, “I didn’t want to hurt my family anymore.”\u003c/p>\n\u003cp>So he thought, “If I get a whole bunch of certificates, let me do the song and dance for the [parole] board so I can get out of prison.” But after the various programs and group sessions he attended, he said his mindset genuinely began to change.\u003c/p>\n\u003cp>All of that prepared him for Defy’s program. Garcia likened its “very intensive curriculum” to a semester in college. The program only has a 65% graduation rate, according to Glazier, its CEO.\u003c/p>\n\u003cp>Garcia, who entered the program with about a year to go in his sentence, said it also provided him with a laptop and a gift card to Men’s Wearhouse when he got out of prison.\u003c/p>\n\u003cp>Now, at Checkr, he is doing some of the things he was previously volunteering to do “and getting paid for it,” Garcia said. “I was excited for myself and excited that the company was investing in me and people like me.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Jackson, the cleaning business owner, is similarly enthusiastic about how his life has changed. He said going through the Defy program helped him “transition from hope to transformation.”\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11983896/its-got-to-start-on-the-inside-how-this-training-program-for-people-in-prison-aims-to-keep-them-from-returning","authors":["byline_news_11983896"],"categories":["news_8"],"tags":["news_28202","news_26658","news_616","news_1629","news_2842","news_28392"],"affiliates":["news_18481"],"featImg":"news_11983897","label":"news_18481"},"news_11983885":{"type":"posts","id":"news_11983885","meta":{"index":"posts_1591205157","site":"news","id":"11983885","score":null,"sort":[1713985235000]},"guestAuthors":[],"slug":"california-empowers-users-with-online-privacy-tools-amid-data-sales-concerns","title":"Worried About Data Brokers in California? Here’s How to Protect Yourself Online","publishDate":1713985235,"format":"standard","headTitle":"Worried About Data Brokers in California? Here’s How to Protect Yourself Online | KQED","labelTerm":{},"content":"\u003cp>If you visited a Planned Parenthood in the continental United States in the past few years, then the company Near Intelligence, a data broker, probably knew it — and may have \u003ca href=\"https://www.wsj.com/articles/antiabortion-group-used-cellphone-data-to-target-ads-to-planned-parenthood-visitors-446c1212\">sold that information to anti-abortion activists\u003c/a>. If you attended certain houses of worship or patronized particular pharmacies, the data broker known as Outlogic allegedly sold that information.\u003c/p>\n\u003cp>Near Intelligence \u003ca href=\"https://themarkup.org/privacy/2024/02/23/what-happens-to-your-sensitive-data-when-a-data-broker-goes-bankrupt\">filed for bankruptcy\u003c/a> in December. Outlogic agreed to a \u003ca href=\"https://www.ftc.gov/system/files/ftc_gov/pdf/X-ModeSocialDecisionandOrder.pdf\">settlement\u003c/a> with the Federal Trade Commission to stop selling user location data while insisting regulators had found \u003ca href=\"https://news.bloomberglaw.com/privacy-and-data-security/ftc-reaches-first-settlement-banning-location-data-tracking\">“no misuse of any data.”\u003c/a> Both were among nearly 90 companies on the latest version of the \u003ca href=\"https://cppa.ca.gov/data_broker_registry/\">California data broker registry\u003c/a> that self-reported selling data about where people are or have been.\u003c/p>\n\u003cp>For the first time this year, California requires data brokers — companies that knowingly collect and sell consumer’s data to third parties — to report if they collect location data. New state transparency requirements that kicked in this year also revealed that roughly two dozen companies collect personal data about children, and about a dozen collect reproductive health data about people who are pregnant.\u003c/p>\n\u003cp>Do data brokers somewhere have data about you? Almost certainly. Almost everywhere you go on your digital journey will collect traces of information about you. If you’ve been on the internet in the past few years, you’ve probably seen a bunch of notices asking if it’s okay for the website you’re on to collect your “cookies” — information that allows the website to remember you, essentially. Some apps on your phone may track your location. It’s hard to precisely say what information about you is where because there are so many variables — your privacy settings, the sites you visit, what you buy and from whom, etc. — but data brokers are in the business of finding, collecting, and selling that data to other businesses.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Brokers sell your web activity and other personal information to companies that may target advertising to you\u003cem>\u003cstrong> \u003c/strong>\u003c/em>or make important decisions about your life, such as \u003ca href=\"https://themarkup.org/locked-out/2020/05/28/access-denied-faulty-automated-background-checks-freeze-out-renters\">whether you get an apartment\u003c/a>, whether your activity is \u003ca href=\"https://epic.org/pondera-surveillance/\">labeled fraudulent\u003c/a>, or how \u003ca href=\"https://www.nytimes.com/2024/03/11/technology/carmakers-driver-tracking-insurance.html\">insurance companies treat you\u003c/a>.\u003c/p>\n\u003cp>The market is largely unregulated.\u003c/p>\n\u003cp>Selling data about people is the cornerstone of the modern internet economy, powering targeted advertising based on insights gleaned from personal data. Media investment company GroupM forecasted $258 billion in digital advertising revenue this year.\u003c/p>\n\u003cp>To give people visibility into who sells their data for profit, four years ago, California started requiring data brokers to register once a year. Since then, a new registry has come out each year based on those submissions.\u003c/p>\n\u003cp>The latest registry debuted one month ago with more detailed information and is now maintained by a relatively new state agency. A law passed last fall introduces new consumer rights and more stringent requirements for brokers.\u003c/p>\n\u003cp>Here are some important things to know:\u003c/p>\n\u003ch2>How can data brokers harm you or your loved ones?\u003c/h2>\n\u003cp>Data brokers can sell data to bad actors, ranging from scam artists to adversarial foreign governments. In testimony to a congressional committee one year ago, Georgetown Law Center associate professor Laura Moy said data brokers selling information to law enforcement agencies could amount to a violation of the Fourth Amendment right to live free from unreasonable search and seizure.\u003c/p>\n\u003cp>From Beijing to Brussels to Washington D.C. and U.S. state capitals, government regulators are creating registries and business reporting rules to prevent privacy violations or harmful forms of artificial intelligence. Privacy advocates have urged the creation of a national data broker registry with the Federal Trade Commission for years, but no such registry exists yet.\u003c/p>\n\u003ch2>Who protects my privacy rights?\u003c/h2>\n\u003cp>California voters passed a ballot measure in 2020 that gives consumers the right to access information collected about them, delete or modify that information, or tell a broker they cannot sell or share that information. Consumers can initiate the process by emailing the point of contact \u003ca href=\"https://cppa.ca.gov/data_broker_registry/\">listed on the registry website\u003c/a>.\u003c/p>\n\u003cp>Then, they must present a copy of their ID, like a driver’s license, to prove who they are. Consumers and people under 18 can also work with an authorized agent, someone who makes data deletion requests on their behalf. Companies like Transcend and nonprofit organizations like Consumer Reports offer consumer data deletion services.\u003c/p>\n\u003cp>To enforce these rights, the ballot measure created the California Privacy Protection Agency and a five-member board to govern its activity.\u003c/p>\n\u003cp>Companies that buy, sell, or share the personal data of at least 100,000 Californians or get a majority of annual revenue from selling data are required to comply with the consumer privacy law.\u003c/p>\n\u003ch2>What’s new?\u003c/h2>\n\u003cp>The most recent changes to California’s data broker registry — which took effect in January — require brokers to disclose whether they sell data about children, pregnant people, or anyone’s geolocation data.\u003c/p>\n\u003cp>However, relatively soon — at the speed at which state governments operate — consumers should be able to delete data collected about them.\u003c/p>\n\u003cp>Right now, consumers must go to hundreds of data brokers one at a time if they want them to delete their data.[aside postID=news_11947039 hero='https://ww2.kqed.org/app/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-1020x680.jpg']Last fall, Gov. Gavin Newsom signed \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb362?slug=CA_202320240SB362\">the Delete Act\u003c/a> giving consumers a way to delete data from all registered brokers by using a single tool or website.\u003c/p>\n\u003cp>Under the law — authored by state Sen. Josh Becker, a Democrat from Menlo Park — the state’s privacy agency must launch a website by 2026 that allows Californians to delete their data in 30 seconds or less. The Delete Act doubles the cost if data brokers fail to register to $200 a day, as well as the costs associated with an action brought by the state attorney general. By 2028, audits must verify that data brokers are complying with the Delete Act.\u003c/p>\n\u003cp>The other major change is that the Delete Act requires brokers to delete any information they collect about a consumer, not just information shared directly from a consumer, closing what privacy advocates called a crucial loophole that existed in the right to delete granted to consumers under the California Consumer Privacy Act.\u003c/p>\n\u003cp>The law also shifts responsibility for maintaining the registry from the Department of Justice to the California Privacy Protection Agency. That means that the power to determine which companies fail to register and comply with state privacy law or the Delete Act is decided by enforcement officers within that privacy agency.\u003c/p>\n\u003cp>And it’s up to the agency to decide whether companies should register as data brokers.\u003c/p>\n\u003cp>The enforcement division has received more than 1,200 complaints from July 2023 to February 2024, according to a staff update \u003ca href=\"https://www.cppa.ca.gov/meetings/materials/20240308_item6_enforcement_update.pdf\">last month\u003c/a>. The majority of those complaints concern the right to delete data collected about individuals.\u003c/p>\n\u003ch2>Is California’s data broker registry comprehensive?\u003c/h2>\n\u003cp>Since data brokers do not have a direct relationship with consumers, most people have never heard of companies that buy and sell data. But the registry is not comprehensive, not yet at least.\u003c/p>\n\u003cp>The registry that launched March 1 includes roughly 450 businesses and email points of contact. Brokers were required to register by Jan. 31, but in a meeting held in February, privacy protection agency attorney Liz Travis Allen warned: “If you look at the whole universe of every data broker, we don’t have that list. But that would be something we can enforce on, to figure out who isn’t registered and should be.”[aside label='Related Coverage' tag='privacy']The \u003ca href=\"https://oag.ca.gov/data-brokers\">2023 registry maintained by the state Justice Department\u003c/a> listed 550 companies.\u003c/p>\n\u003cp>Privacy Rights Clearinghouse head of privacy Emory Roane was a co-sponsor of the Delete Act. He said it’s “really cool” that the privacy protection agency data broker registry illuminates metrics you couldn’t see before, like the number of companies that track your location or collect data about kids and people who are pregnant or that the credit score agency Experian collects all three. But he said the registry is incomplete. The state of Vermont defines a data broker the same way as California, also \u003ca href=\"https://sos.vermont.gov/corporations/other-services/data-brokers/\">maintains a data broker registry\u003c/a>, and created its registry around the same time as California, but it lists 660 companies.\u003c/p>\n\u003cp>That discrepancy “suggests that there is a problem with non-registered data brokers,” he told CalMatters in an email. “As to how many brokers aren’t registered, well, that’s anyone’s guess. It could be dozens, hundreds, or even thousands.”\u003c/p>\n\u003cp>A January \u003ca href=\"https://www.consumerreports.org/electronics/privacy/each-facebook-user-is-monitored-by-thousands-of-companies-a5824207467/#:~:text=Using%20a%20panel%20of%20709,to%20Facebook%20by%202%2C230%20companies.\">Consumer Reports study\u003c/a> involving nearly 700 volunteers who shared the data Meta collects about them on Facebook and Instagram found that more than 2,220 companies track the average person.\u003c/p>\n\u003ch2>How can I tell a data broker to delete my data?\u003c/h2>\n\u003cp>Each company maintains its own privacy policy, but deleting the data it collects on you can be as simple as sending an email to the broker, whose contact email is listed on the registry. California law requires the broker to respond within 90 days.\u003c/p>\n\u003cp>You can also use third-party tools like \u003ca href=\"https://permissionslipcr.com/\">the Permission Slip app\u003c/a> to tell data brokers to delete your data.\u003c/p>\n\u003cp>Brokers must detail how to delete or modify data in a privacy policy listed on their website. If a business fails to act within 90 days, you can \u003ca href=\"https://cppa.ca.gov/webapplications/complaint\">file a complaint\u003c/a> with California’s privacy protection agency.\u003c/p>\n\u003cp>To quickly view the complete list of companies that sell kids data, reproductive health data, or geolocation data, toggle the arrow buttons at the top of the screen on California’s online registry site.\u003c/p>\n\u003ch2>How do I delete data collected about my kid?\u003c/h2>\n\u003cp>A parent or guardian who wishes to make a deletion request on a child’s behalf may follow the same steps necessary for any other Californian, but a business may require them to verify their identity with a government-issued ID card or phone or video call with a trained professional.\u003c/p>\n\u003ch2>What’s next in California?\u003c/h2>\n\u003cp>The state’s privacy protection agency is already developing a single-click data deletion option. The enforcement division will contact companies they believe should be part of the registry or face fines, fees, or legal action.\u003c/p>\n\u003cp>How aggressive will California’s consumer privacy agency be? One test is how frequently it issues fines and fees for brokers who fail to register. Privacy Protection Agency deputy director of external affairs, Megan White, wouldn’t say when enforcement officers will contact companies that they determined must register as data brokers and are in violation of the law.\u003c/p>\n\u003cp>Roane said he hopes for and expects “eager enforcers more vigilantly holding non-registering and non-conforming data brokers to account.”\u003c/p>\n\u003cp>In July, California will begin requiring data brokers to publicly report on their websites the number of requests they receive to delete, modify, or share what data they collected about individuals and the median amount of time it takes to fulfill those requests.\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"About 450 companies are on the data broker registry in California, and a law passed last year will make it easier to delete the data they collect about people.","status":"publish","parent":0,"modified":1713986671,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":40,"wordCount":1880},"headData":{"title":"Worried About Data Brokers in California? Here’s How to Protect Yourself Online | KQED","description":"About 450 companies are on the data broker registry in California, and a law passed last year will make it easier to delete the data they collect about people.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":"","schema":{"@context":"http://schema.org","@type":"NewsArticle","headline":"Worried About Data Brokers in California? Here’s How to Protect Yourself Online","datePublished":"2024-04-24T19:00:35.000Z","dateModified":"2024-04-24T19:24:31.000Z","image":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png","isAccessibleForFree":"Y","publisher":{"@type":"NewsMediaOrganization","@id":"https://www.kqed.org/#organization","name":"KQED","url":"https://www.kqed.org","logo":"https://cdn.kqed.org/wp-content/uploads/2020/02/KQED-OG-Image@1x.png"}}},"source":"CalMatters","sourceUrl":"https://calmatters.org/","sticky":false,"nprByline":"Khari Johnson, CalMatters","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11983885/california-empowers-users-with-online-privacy-tools-amid-data-sales-concerns","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>If you visited a Planned Parenthood in the continental United States in the past few years, then the company Near Intelligence, a data broker, probably knew it — and may have \u003ca href=\"https://www.wsj.com/articles/antiabortion-group-used-cellphone-data-to-target-ads-to-planned-parenthood-visitors-446c1212\">sold that information to anti-abortion activists\u003c/a>. If you attended certain houses of worship or patronized particular pharmacies, the data broker known as Outlogic allegedly sold that information.\u003c/p>\n\u003cp>Near Intelligence \u003ca href=\"https://themarkup.org/privacy/2024/02/23/what-happens-to-your-sensitive-data-when-a-data-broker-goes-bankrupt\">filed for bankruptcy\u003c/a> in December. Outlogic agreed to a \u003ca href=\"https://www.ftc.gov/system/files/ftc_gov/pdf/X-ModeSocialDecisionandOrder.pdf\">settlement\u003c/a> with the Federal Trade Commission to stop selling user location data while insisting regulators had found \u003ca href=\"https://news.bloomberglaw.com/privacy-and-data-security/ftc-reaches-first-settlement-banning-location-data-tracking\">“no misuse of any data.”\u003c/a> Both were among nearly 90 companies on the latest version of the \u003ca href=\"https://cppa.ca.gov/data_broker_registry/\">California data broker registry\u003c/a> that self-reported selling data about where people are or have been.\u003c/p>\n\u003cp>For the first time this year, California requires data brokers — companies that knowingly collect and sell consumer’s data to third parties — to report if they collect location data. New state transparency requirements that kicked in this year also revealed that roughly two dozen companies collect personal data about children, and about a dozen collect reproductive health data about people who are pregnant.\u003c/p>\n\u003cp>Do data brokers somewhere have data about you? Almost certainly. Almost everywhere you go on your digital journey will collect traces of information about you. If you’ve been on the internet in the past few years, you’ve probably seen a bunch of notices asking if it’s okay for the website you’re on to collect your “cookies” — information that allows the website to remember you, essentially. Some apps on your phone may track your location. It’s hard to precisely say what information about you is where because there are so many variables — your privacy settings, the sites you visit, what you buy and from whom, etc. — but data brokers are in the business of finding, collecting, and selling that data to other businesses.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Brokers sell your web activity and other personal information to companies that may target advertising to you\u003cem>\u003cstrong> \u003c/strong>\u003c/em>or make important decisions about your life, such as \u003ca href=\"https://themarkup.org/locked-out/2020/05/28/access-denied-faulty-automated-background-checks-freeze-out-renters\">whether you get an apartment\u003c/a>, whether your activity is \u003ca href=\"https://epic.org/pondera-surveillance/\">labeled fraudulent\u003c/a>, or how \u003ca href=\"https://www.nytimes.com/2024/03/11/technology/carmakers-driver-tracking-insurance.html\">insurance companies treat you\u003c/a>.\u003c/p>\n\u003cp>The market is largely unregulated.\u003c/p>\n\u003cp>Selling data about people is the cornerstone of the modern internet economy, powering targeted advertising based on insights gleaned from personal data. Media investment company GroupM forecasted $258 billion in digital advertising revenue this year.\u003c/p>\n\u003cp>To give people visibility into who sells their data for profit, four years ago, California started requiring data brokers to register once a year. Since then, a new registry has come out each year based on those submissions.\u003c/p>\n\u003cp>The latest registry debuted one month ago with more detailed information and is now maintained by a relatively new state agency. A law passed last fall introduces new consumer rights and more stringent requirements for brokers.\u003c/p>\n\u003cp>Here are some important things to know:\u003c/p>\n\u003ch2>How can data brokers harm you or your loved ones?\u003c/h2>\n\u003cp>Data brokers can sell data to bad actors, ranging from scam artists to adversarial foreign governments. In testimony to a congressional committee one year ago, Georgetown Law Center associate professor Laura Moy said data brokers selling information to law enforcement agencies could amount to a violation of the Fourth Amendment right to live free from unreasonable search and seizure.\u003c/p>\n\u003cp>From Beijing to Brussels to Washington D.C. and U.S. state capitals, government regulators are creating registries and business reporting rules to prevent privacy violations or harmful forms of artificial intelligence. Privacy advocates have urged the creation of a national data broker registry with the Federal Trade Commission for years, but no such registry exists yet.\u003c/p>\n\u003ch2>Who protects my privacy rights?\u003c/h2>\n\u003cp>California voters passed a ballot measure in 2020 that gives consumers the right to access information collected about them, delete or modify that information, or tell a broker they cannot sell or share that information. Consumers can initiate the process by emailing the point of contact \u003ca href=\"https://cppa.ca.gov/data_broker_registry/\">listed on the registry website\u003c/a>.\u003c/p>\n\u003cp>Then, they must present a copy of their ID, like a driver’s license, to prove who they are. Consumers and people under 18 can also work with an authorized agent, someone who makes data deletion requests on their behalf. Companies like Transcend and nonprofit organizations like Consumer Reports offer consumer data deletion services.\u003c/p>\n\u003cp>To enforce these rights, the ballot measure created the California Privacy Protection Agency and a five-member board to govern its activity.\u003c/p>\n\u003cp>Companies that buy, sell, or share the personal data of at least 100,000 Californians or get a majority of annual revenue from selling data are required to comply with the consumer privacy law.\u003c/p>\n\u003ch2>What’s new?\u003c/h2>\n\u003cp>The most recent changes to California’s data broker registry — which took effect in January — require brokers to disclose whether they sell data about children, pregnant people, or anyone’s geolocation data.\u003c/p>\n\u003cp>However, relatively soon — at the speed at which state governments operate — consumers should be able to delete data collected about them.\u003c/p>\n\u003cp>Right now, consumers must go to hundreds of data brokers one at a time if they want them to delete their data.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11947039","hero":"https://ww2.kqed.org/app/uploads/sites/10/2023/04/RS40986_iStock-1170728885-qut-1020x680.jpg","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>Last fall, Gov. Gavin Newsom signed \u003ca href=\"https://digitaldemocracy.calmatters.org/bills/ca_202320240sb362?slug=CA_202320240SB362\">the Delete Act\u003c/a> giving consumers a way to delete data from all registered brokers by using a single tool or website.\u003c/p>\n\u003cp>Under the law — authored by state Sen. Josh Becker, a Democrat from Menlo Park — the state’s privacy agency must launch a website by 2026 that allows Californians to delete their data in 30 seconds or less. The Delete Act doubles the cost if data brokers fail to register to $200 a day, as well as the costs associated with an action brought by the state attorney general. By 2028, audits must verify that data brokers are complying with the Delete Act.\u003c/p>\n\u003cp>The other major change is that the Delete Act requires brokers to delete any information they collect about a consumer, not just information shared directly from a consumer, closing what privacy advocates called a crucial loophole that existed in the right to delete granted to consumers under the California Consumer Privacy Act.\u003c/p>\n\u003cp>The law also shifts responsibility for maintaining the registry from the Department of Justice to the California Privacy Protection Agency. That means that the power to determine which companies fail to register and comply with state privacy law or the Delete Act is decided by enforcement officers within that privacy agency.\u003c/p>\n\u003cp>And it’s up to the agency to decide whether companies should register as data brokers.\u003c/p>\n\u003cp>The enforcement division has received more than 1,200 complaints from July 2023 to February 2024, according to a staff update \u003ca href=\"https://www.cppa.ca.gov/meetings/materials/20240308_item6_enforcement_update.pdf\">last month\u003c/a>. The majority of those complaints concern the right to delete data collected about individuals.\u003c/p>\n\u003ch2>Is California’s data broker registry comprehensive?\u003c/h2>\n\u003cp>Since data brokers do not have a direct relationship with consumers, most people have never heard of companies that buy and sell data. But the registry is not comprehensive, not yet at least.\u003c/p>\n\u003cp>The registry that launched March 1 includes roughly 450 businesses and email points of contact. Brokers were required to register by Jan. 31, but in a meeting held in February, privacy protection agency attorney Liz Travis Allen warned: “If you look at the whole universe of every data broker, we don’t have that list. But that would be something we can enforce on, to figure out who isn’t registered and should be.”\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"Related Coverage ","tag":"privacy"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>The \u003ca href=\"https://oag.ca.gov/data-brokers\">2023 registry maintained by the state Justice Department\u003c/a> listed 550 companies.\u003c/p>\n\u003cp>Privacy Rights Clearinghouse head of privacy Emory Roane was a co-sponsor of the Delete Act. He said it’s “really cool” that the privacy protection agency data broker registry illuminates metrics you couldn’t see before, like the number of companies that track your location or collect data about kids and people who are pregnant or that the credit score agency Experian collects all three. But he said the registry is incomplete. The state of Vermont defines a data broker the same way as California, also \u003ca href=\"https://sos.vermont.gov/corporations/other-services/data-brokers/\">maintains a data broker registry\u003c/a>, and created its registry around the same time as California, but it lists 660 companies.\u003c/p>\n\u003cp>That discrepancy “suggests that there is a problem with non-registered data brokers,” he told CalMatters in an email. “As to how many brokers aren’t registered, well, that’s anyone’s guess. It could be dozens, hundreds, or even thousands.”\u003c/p>\n\u003cp>A January \u003ca href=\"https://www.consumerreports.org/electronics/privacy/each-facebook-user-is-monitored-by-thousands-of-companies-a5824207467/#:~:text=Using%20a%20panel%20of%20709,to%20Facebook%20by%202%2C230%20companies.\">Consumer Reports study\u003c/a> involving nearly 700 volunteers who shared the data Meta collects about them on Facebook and Instagram found that more than 2,220 companies track the average person.\u003c/p>\n\u003ch2>How can I tell a data broker to delete my data?\u003c/h2>\n\u003cp>Each company maintains its own privacy policy, but deleting the data it collects on you can be as simple as sending an email to the broker, whose contact email is listed on the registry. California law requires the broker to respond within 90 days.\u003c/p>\n\u003cp>You can also use third-party tools like \u003ca href=\"https://permissionslipcr.com/\">the Permission Slip app\u003c/a> to tell data brokers to delete your data.\u003c/p>\n\u003cp>Brokers must detail how to delete or modify data in a privacy policy listed on their website. If a business fails to act within 90 days, you can \u003ca href=\"https://cppa.ca.gov/webapplications/complaint\">file a complaint\u003c/a> with California’s privacy protection agency.\u003c/p>\n\u003cp>To quickly view the complete list of companies that sell kids data, reproductive health data, or geolocation data, toggle the arrow buttons at the top of the screen on California’s online registry site.\u003c/p>\n\u003ch2>How do I delete data collected about my kid?\u003c/h2>\n\u003cp>A parent or guardian who wishes to make a deletion request on a child’s behalf may follow the same steps necessary for any other Californian, but a business may require them to verify their identity with a government-issued ID card or phone or video call with a trained professional.\u003c/p>\n\u003ch2>What’s next in California?\u003c/h2>\n\u003cp>The state’s privacy protection agency is already developing a single-click data deletion option. The enforcement division will contact companies they believe should be part of the registry or face fines, fees, or legal action.\u003c/p>\n\u003cp>How aggressive will California’s consumer privacy agency be? One test is how frequently it issues fines and fees for brokers who fail to register. Privacy Protection Agency deputy director of external affairs, Megan White, wouldn’t say when enforcement officers will contact companies that they determined must register as data brokers and are in violation of the law.\u003c/p>\n\u003cp>Roane said he hopes for and expects “eager enforcers more vigilantly holding non-registering and non-conforming data brokers to account.”\u003c/p>\n\u003cp>In July, California will begin requiring data brokers to publicly report on their websites the number of requests they receive to delete, modify, or share what data they collected about individuals and the median amount of time it takes to fulfill those requests.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11983885/california-empowers-users-with-online-privacy-tools-amid-data-sales-concerns","authors":["byline_news_11983885"],"categories":["news_31795","news_8","news_248"],"tags":["news_18538","news_30069","news_22844","news_22472","news_16","news_3137","news_2414","news_2125","news_4903"],"affiliates":["news_18481"],"featImg":"news_11983892","label":"source_news_11983885"}},"programsReducer":{"possible":{"id":"possible","title":"Possible","info":"Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. 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You ask the questions. You decide what Bay Curious investigates. 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Hosted by journalists of color, the show tackles the subject of race head-on, exploring how it impacts every part of society — from politics and pop culture to history, sports and more.\u003cbr />\u003cbr />\u003cem>Life Kit\u003c/em>, which will be in the second part of the hour, guides you through spaces and feelings no one prepares you for — from finances to mental health, from workplace microaggressions to imposter syndrome, from relationships to parenting. The show features experts with real world experience and shares their knowledge. Because everyone needs a little help being human.\u003cbr />\u003cbr />\u003ca href=\"https://www.npr.org/podcasts/510312/codeswitch\">\u003cem>Code Switch\u003c/em> offical site and podcast\u003c/a>\u003cbr />\u003ca href=\"https://www.npr.org/lifekit\">\u003cem>Life Kit\u003c/em> offical site and podcast\u003c/a>\u003cbr />","airtime":"SUN 9pm-10pm","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Code-Switch-Life-Kit-Podcast-Tile-360x360-1.jpg","meta":{"site":"radio","source":"npr"},"link":"/radio/program/code-switch-life-kit","subscribe":{"apple":"https://podcasts.apple.com/podcast/1112190608?mt=2&at=11l79Y&ct=nprdirectory","google":"https://podcasts.google.com/feed/aHR0cHM6Ly93d3cubnByLm9yZy9yc3MvcG9kY2FzdC5waHA_aWQ9NTEwMzEy","spotify":"https://open.spotify.com/show/3bExJ9JQpkwNhoHvaIIuyV","rss":"https://feeds.npr.org/510312/podcast.xml"}},"commonwealth-club":{"id":"commonwealth-club","title":"Commonwealth Club of California Podcast","info":"The Commonwealth Club of California is the nation's oldest and largest public affairs forum. 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You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Mindshift-Podcast-Tile-703x703-1.jpg","imageAlt":"KQED MindShift: How We Will Learn","officialWebsiteLink":"/mindshift/","meta":{"site":"news","source":"kqed","order":"2"},"link":"/podcasts/mindshift","subscribe":{"apple":"https://podcasts.apple.com/us/podcast/mindshift-podcast/id1078765985","google":"https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM1NzY0NjAwNDI5","npr":"https://www.npr.org/podcasts/464615685/mind-shift-podcast","stitcher":"https://www.stitcher.com/podcast/kqed/stories-teachers-share","spotify":"https://open.spotify.com/show/0MxSpNYZKNprFLCl7eEtyx"}},"morning-edition":{"id":"morning-edition","title":"Morning Edition","info":"\u003cem>Morning Edition\u003c/em> takes listeners around the country and the world with multi-faceted stories and commentaries every weekday. 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